For Sale
995 N Cass Lake Road, 144, Waterford, MI 48328
$119,900
MLS # 20261031421 (Realcomp)
2 beds1 bath870 sqftBuilt 1963
1 / 20
Listing Description
Enjoy easy, low-maintenance living in this freshly updated first-floor condo, perfectly positioned just steps from the community pool. Offering 2 bedrooms and a clean, neutral aesthetic throughout, this home provides a bright and welcoming atmosphere ready for your personal touch. Recent updates include fresh paint and new carpet, creating a move-in-ready space you’ll love coming home to. Convenience is key with a covered carport to protect your vehicle and a private storage unit for added space and organization. Whether you're relaxing poolside, entertaining guests, or enjoying the simplicity of single-level living, this condo offers comfort, practicality, and an ideal location all in one.
Source: SparkMLS
About this home
Located in Waterford Township in Waterford, this property offers 2-bedroom, 1-bath, 870 sq ft, with original construction dating to 1963.
Listed at $119,900 (about $138/sq ft).
Estimated annual property tax: $1,194, or about $100 monthly. Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms1
Living Area870 sqft
Year Built1963
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementSlab
HeatingBaseboard
WaterPublic
SewerPublic
Sale & Financing
Listed5/5/2026
Original Price$124,999
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$350 / Monthly
IncludesLawn/Yard Care, Sewer, Snow Removal, Trash, Water
Source: SparkMLS
Tax Information
Annual Tax$949
State Equalized Value$39,260
Taxable Value$35,110
Parcel #1323327053
Source: Public Records
Legal Description
T3N, R9E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 174 FONTAINEBLEAU BLDG 1, APT 144 L 6266 P 81
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jacob Worthington
Wentworth Real Estate Group
Frequently Asked Questions about 995 N Cass Lake Road, 144, Waterford, MI 48328
Which school district serves 995 N Cass Lake Road, 144, Waterford, MI 48328?
Per MLS# 20261031421, 995 N Cass Lake Road, 144, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
What financing options are available for 995 N Cass Lake Road, 144, Waterford, MI 48328?
Per MLS# 20261031421, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 995 N Cass Lake Road, 144, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $949. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 995 N Cass Lake Road, 144, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 995 N Cass Lake Road, 144, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 995 N Cass Lake Road, 144, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
Map
Tax Estimate
$
Annual tax$1,194
Monthly$100
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$1,227
Principal & interest$778
Property taxes$100
HOA$350
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
995 N Cass Lake Road, 144, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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