Sold
995 N Cass Lake Road, 229, Waterford, MI 48328
Sold on 04/17/2026 for$74,900
MLS # 20261022280 (Realcomp)
1 bed1 bath639 sqftBuilt 1963
1 / 16
Listing Description
Spacious & well-maintained 1-bedroom condo in prime Waterford location.This oversized second-floor unit offers comfort, convenience, and great value in a desirable community near Cass Lake. With a clean, functional layout and move-in-ready condition, it’s ideal for first-time buyers or anyone looking for low-maintenance living.Interior Features:Hardwood flooring in the living and dining areas adds warmth and character. The kitchen includes all major appliances, including a dishwasher. The large bedroom features generous closet space, and the unit includes ample additional storage throughout.Community Amenities:Enjoy access to a community pool, landscaped grounds, and secure building entry. A dedicated carport is included. The HOA covers water, sewer, lawn care, snow removal, and exterior building maintenance—providing peace of mind and easy ownership.Location Highlights:Situated close to Cass Lake, major roads, shopping, and dining, this condo is centrally located in Waterford with easy access to nearby areas in Oakland County.A solid opportunity for those seeking affordability, space, and convenience in a well-maintained condo community.
Source: SparkMLS
About this home
1-bedroom, 1-bath, 639 sq ft home in Waterford Township in Waterford built in 1963.
Final sale price: $74,900 (about $117/sq ft).
Annual property taxes run approximately $943 ($79/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms1
Bathrooms1
Living Area639 sqft
Year Built1963
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
BasementSlab
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
Sale & Financing
Listed4/5/2026
Sold Date4/16/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$309 / Monthly
IncludesLawn/Yard Care, Snow Removal, Water
Source: SparkMLS
Tax Information
Annual Tax$581
State Equalized Value$31,020
Taxable Value$10,960
Parcel #1323327082
Source: Public Records
Legal Description
T3N, R9E, SEC 23 OAKLAND COUNTY CONDOMINIUM PLAN NO 174 FONTAINEBLEAU BLDG 3, APT 229 L 6266 P 81
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Heather S Poyhonen
Avenue Group Homes, LLC
Frequently Asked Questions about 995 N Cass Lake Road, 229, Waterford, MI 48328
What school district is 995 N Cass Lake Road, 229, Waterford, MI 48328 in?
Per MLS# 20261022280, this property is served by Waterford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 995 N Cass Lake Road, 229, Waterford, MI 48328?
Per MLS# 20261022280, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261022280, the most recent reported annual property tax for 995 N Cass Lake Road, 229, Waterford, MI 48328 is $581. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 995 N Cass Lake Road, 229, Waterford, MI 48328 eligible for USDA financing?
Per USDA Rural Development boundary data, 995 N Cass Lake Road, 229, Waterford, MI 48328 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 995 N Cass Lake Road, 229, Waterford, MI 48328 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
Map
Tax Estimate
$
Annual tax$943
Monthly$79
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$873
Principal & interest$486
Property taxes$79
HOA$309
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
995 N Cass Lake Road, 229, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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