Sold
997 Monroe Street, Benton Harbor, MI 49022
Sold on 10/15/2021 for$89,500
MLS # 21104125 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,560 sqftBuilt 19300.14 acres
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Listing Description
This cute cozy home in the city of Benton Harbor offers new furnace, newer windows and freshly paint throughout. Main living on one level with spacious back yard all on a corner lot.
Source: SparkMLS
About this home
2-bedroom, 1-bath, 1,560 sq ft home in Benton Harbor in Benton Harbor built in 1930.
Final sale price: $89,500 (about $57/sq ft).
Estimated annual property tax: $544, or about $45 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 8 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,560 sqft
Lot Size0.14 acres
Year Built1930
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
ConstructionShingle Siding
BasementFull
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed9/2/2021
Sold Date10/14/2021
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$544
Tax Year2020
Assessed Value$8,661
Parcel #11-53-2000-0086-00-1
Source: SparkMLS
Legal Description
LOT 13 BLK 4 EMPIRE ADD TO CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Elizabeth A Keller
Century 21 Affiliated
Frequently Asked Questions about 997 Monroe Street, Benton Harbor, MI 49022
Which school district serves 997 Monroe Street, Benton Harbor, MI 49022?
Per MLS# 21104125, 997 Monroe Street, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 21104125, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 997 Monroe Street, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $544 (2020). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 997 Monroe Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 997 Monroe Street, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 997 Monroe Street, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 997 Monroe Street, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$551
Principal & interest$551
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
997 Monroe Street, Benton Harbor, MI 49022
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Municipality
Benton Harbor
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