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997 River Rock Drive, Holly, MI 48442
$399,999
MLS # 20261044762 (Realcomp)
3 beds3 baths2,066 sqftBuilt 20040.26 acres
1 / 69
Listing Description
This beautifully updated Colonial is a perfect balance of architectural charm with modern living. Boasting 3 spacious bedrooms and 2 1/2 half baths, this open layout is flooded with natural light. This meticulous home, features new flooring and trim throughout, new carpet, new appliances, upgraded electrical and new concrete! This must see home also has updated HVAC, roof and incredible landscaping. Ideally located on a quiet street with over a quarter acre to relax and unwind! Please schedule your showing today, this move in ready home won’t last.
Source: SparkMLS
About this home
Located in Holly Township in Holly, this property offers 3-bedroom, 3-bath, 2,066 sq ft, with original construction dating to 2004.
Asking $399,999 (about $194/sq ft).
Property tax estimate: $4,656 per year ($388/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,066 sqft
Lot Size0.26 acres
Year Built2004
Stories2
Location
CityHolly
MunicipalityHolly Twp
Zip Code48442
CountyOakland
School DistrictHolly
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/14/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
HOA
HOA Fee$720 / Annually
IncludesSnow Removal, Trash
Source: SparkMLS
Tax Information
Annual Tax$5,350
State Equalized Value$165,310
Taxable Value$165,310
Parcel #0133153025
Source: Public Records
Legal Description
T5N, R7E, SEC 33 OAKLAND COUNTY CONDOMINIUM PLAN NO 1591 THE WOODLANDS OF RIVERSIDE UNIT 25 L 31635 P 001 12-11-03 FR 151-003
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brandon Curry
Signature Sotheby's International Realty Bham
Frequently Asked Questions about 997 River Rock Drive, Holly, MI 48442
Which school district serves 997 River Rock Drive, Holly, MI 48442?
Per MLS# 20261044762, 997 River Rock Drive, Holly, MI 48442 is in the Holly boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Holly directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261044762, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 997 River Rock Drive, Holly, MI 48442?
Per public tax records, annual property taxes for this property are $5,350. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 997 River Rock Drive, Holly, MI 48442 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 997 River Rock Drive, Holly, MI 48442 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 997 River Rock Drive, Holly, MI 48442?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$4,656
Monthly$388
Millage rate28.1663 mills
Municipality: TOWNSHIP OF HOLLY
School district: GRAND BLANC COMM SCHOOLS
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$3,042
Principal & interest$2,594
Property taxes$388
HOA$60
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
997 River Rock Drive, Holly, MI 48442
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Municipality
Holly Township
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County
Oakland County
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