Sold
998 Harbor Drive E, St. Joseph, MI 49085
Sold on 05/22/2025 for$675,000
MLS # 24036602 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,336 sqftBuilt 20240 acres
1 / 15
Listing Description
Enjoy carefree living in this spacious 2300 sq. ft. Harbor Village home with views of the Paw Paw River. This 3 bedroom, 2 1/2 bath townhome is situated in the heart of the Harbor Village neighborhood. Spend evenings enjoying the scenery on your balcony or front porch. Close to dining, walking trails, golf, beaches, breweries, and more.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,336 sq ft home in Benton Harbor in St. Joseph built in 2024.
Closed at $675,000 (about $289/sq ft).
Fiber internet is available at this address with download speeds up to 5,000 Mbps across 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms3
Living Area2,336 sqft
Year Built2024
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionHardiPlank Type
BasementCrawl Space
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available
InteriorBroadband
Sale & Financing
Listed7/16/2024
Sold Date5/21/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$340 / Monthly
IncludesSnow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2024
Assessed Value$0
Parcel #117629840006000
Source: SparkMLS
Legal Description
UNIT 6 HARBOR VILLAGE AT HARBOR SHORES TOWNHOMES II CONDOMINIUM
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kerry M Wright
Wright Properties
Frequently Asked Questions about 998 Harbor Drive E, St. Joseph, MI 49085
What school district is 998 Harbor Drive E, St. Joseph, MI 49085 in?
Per MLS# 24036602, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 24036602, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 998 Harbor Drive E, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 998 Harbor Drive E, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 998 Harbor Drive E, St. Joseph, MI 49085 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 998 Harbor Drive E, St. Joseph, MI 49085?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 5.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$4,718
Principal & interest$4,378
HOA$340
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
998 Harbor Drive E, St. Joseph, MI 49085
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Municipality
Benton Harbor
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