For Sale
Eagle Ridge Circle Lot 102, Onekama, MI 49675
$41,000
MLS # 26015364 (Michigan Regional Information Center (MichRIC))
1.46 acres
1 / 27
Listing Description
Prime real estate to build your dream home in the prestigious Portage Ridge of Onekama. The secluded, wooded lot is located at the end of a cul-de-sac. Underground natural gas, electric, and cable already at the property. Paved roads maintained and plowed. You have access to community pool and playground. You are only a couple miles from Portage Lake and Lake Michigan beaches. Keep your boat at historic Portage Point Resort. Property is close to great golf, like Arcadia Bluffs, snowmobile trail system, Crystal Mountain ski resort, wineries, and orchards. World class fishing on area streams, rivers, Portage Lake, and Lake Michigan. One hour south of Traverse City.
Source: SparkMLS
About this home
Currently offered at $41,000.
Annual property taxes run approximately $518 ($43/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.46 acres
Location
CityOnekama
MunicipalityOnekama Twp
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed4/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$436 / Annually
Source: SparkMLS
Tax Information
Annual Tax$518
Tax Year2026
Assessed Value$10,800
Parcel #51-11-440-102-00
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Sternberger
Portage Point Real Estate
Frequently Asked Questions about Eagle Ridge Circle Lot 102, Onekama, MI 49675
What school district is Eagle Ridge Circle Lot 102, Onekama, MI 49675 in?
Per MLS# 26015364, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26015364, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015364, the most recent reported annual property tax for Eagle Ridge Circle Lot 102, Onekama, MI 49675 is $518 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is Eagle Ridge Circle Lot 102, Onekama, MI 49675 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, Eagle Ridge Circle Lot 102, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$302
Principal & interest$266
HOA$36
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
Eagle Ridge Circle Lot 102, Onekama, MI 49675
View full property history →
Get email alerts for new listings near Eagle Ridge Circle Lot 102
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.