For Sale
Eagle Ridge Circle Lot 103, Onekama, MI 49675
$69,000
MLS # 26015369 (Michigan Regional Information Center (MichRIC))
2.43 acres
1 / 25
Listing Description
Prime real estate to build your dream home in the prestigious Portage Ridge of Onekama. One of the most secluded lots in the neighborhood. Your lot extends clear over to Horizon Ridge Lane ensuring no one will build in front of you. Views of Lake Michigan. A paved drive takes you to your building site. No building height restrictions on this lot. This lot is also allowed to have an outbuilding. Underground gas, electric, and cable lines already exist at the property. Part of the Portage Ridge Condominium Association gives you access to the outdoor pool, playground, and picnic area. Keep your boat at the Portage Point Inn & Marina which gets you their Beach Club Membership. Lake Michigan beaches are less than 5 miles. Property is close to world-renowned golf, like Arcadia Bluffs,
Source: SparkMLS
About this home
Currently offered at $69,000.
Property tax estimate: $530 per year ($44/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size2.43 acres
Location
CityOnekama
MunicipalityOnekama Twp
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed4/13/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$436 / Annually
Source: SparkMLS
Tax Information
Annual Tax$530
Tax Year2026
Assessed Value$11,000
Parcel #511144010300
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey Sternberger
Portage Point Real Estate
Frequently Asked Questions about Eagle Ridge Circle Lot 103, Onekama, MI 49675
What school district is Eagle Ridge Circle Lot 103, Onekama, MI 49675 in?
Per MLS# 26015369, this property is served by Onekama. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for Eagle Ridge Circle Lot 103, Onekama, MI 49675?
Per MLS# 26015369, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015369, the most recent reported annual property tax for Eagle Ridge Circle Lot 103, Onekama, MI 49675 is $530 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is Eagle Ridge Circle Lot 103, Onekama, MI 49675 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, Eagle Ridge Circle Lot 103, Onekama, MI 49675 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$484
Principal & interest$448
HOA$36
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
Eagle Ridge Circle Lot 103, Onekama, MI 49675
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