For Sale
Lot 11 Silver Ridge Road, Mears, MI 49436
$199,900
MLS # 26010865 (Michigan Regional Information Center (MichRIC))
1.13 acres
1 / 25
Listing Description
Rare Lake Michigan View Parcel. This beautifully wooded Acre+ setting is nestled along the Lake MIchigan shoreline just above the water and yet below the clouds. Paved road leads up to this newer subdivision with only a few homes peppered throughout. Panoramic views and deeded lake access give this Up North setting a getaway feel. Deeded bath house close to the beach and 1000's of feet of State park beach to walk and explore. Close to Silver Lake, and only mins to the 31 expressway. 65 mins from Grand Rapids and 25 mins to Ludington. Convenient yet secluded enough to feel like you are on Vacation all year long.
Source: SparkMLS
About this home
Currently offered at $199,900.
Annual property taxes run approximately $1,021 ($85/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.13 acres
Location
CityMears
MunicipalityGolden Twp
Zip Code49436
CountyOceana
School DistrictHart
Construction & Systems
UtilitiesElectricity Available, Electricity Connected
Sale & Financing
Listed3/19/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$450 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$1,021
Tax Year2025
Assessed Value$22,682
Parcel #006-680-011-00
Source: SparkMLS
Legal Description
SEC 7 & 8 T15N R18W; PLAT OF SILVER RIDGE LOT 11
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brianne M Klotz
Coldwell Banker Woodland Schmidt-Hart
Frequently Asked Questions about Lot 11 Silver Ridge Road, Mears, MI 49436
What school district is Lot 11 Silver Ridge Road, Mears, MI 49436 in?
Per MLS# 26010865, this property is served by Hart. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26010865, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010865, the most recent reported annual property tax for Lot 11 Silver Ridge Road, Mears, MI 49436 is $1,021 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is Lot 11 Silver Ridge Road, Mears, MI 49436 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, Lot 11 Silver Ridge Road, Mears, MI 49436 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Golden Twp police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,335
Principal & interest$1,297
HOA$38
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
Lot 11 Silver Ridge Road, Mears, MI 49436
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