For Sale
Lot #313 Erie Trail, Shelby, MI 49455
$57,000
MLS # 26019866 (Michigan Regional Information Center (MichRIC))
0.26 acres
1 / 16
Listing Description
MILLION-DOLLAR LAKE MICHIGAN VIEWS WITHOUT THE MILLION-DOLLAR PRICE TAG! This exceptional quarter-acre, buildable homesite offers breathtaking panoramic water views and unforgettable sunsets that stretch across the horizon. Imagine ending each day with front-row seats to some of West Michigan's most spectacular sunsets, while enjoying the peace, privacy, and natural beauty that make this area so desirable. Whether you're envisioning a custom year-round residence or a seasonal retreat, this property provides a rare opportunity to create something truly special. Owners enjoy access to over 1,500 feet of deeded Lake Michigan frontage, giving you the ability to spend your summers on the beach, explore the shoreline, and experience the lifestyle that draws people to Michigan's west coast year after year. Perfectly situated near all-sports Stony Lake, Silver Lake Sand Dunes, multiple golf courses, marinas, and countless outdoor recreation opportunities.
Source: SparkMLS
About this home
Listed at $57,000.
Estimated annual property tax: $198, or about $17 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.26 acres
Location
CityShelby
MunicipalityBenona Twp
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed5/4/2026
Original Price$60,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$15 / Monthly
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$198
Tax Year2025
Assessed Value$17,023
Parcel #011-412-313-00
Source: SparkMLS
Legal Description
SEC 31 T14N R18W COBMOOSA SHORES NO 2 LOT 313
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Justin R Cook
Bellabay Realty (Kentwood)
Frequently Asked Questions about Lot #313 Erie Trail, Shelby, MI 49455
Which school district serves Lot #313 Erie Trail, Shelby, MI 49455?
Per MLS# 26019866, Lot #313 Erie Trail, Shelby, MI 49455 is in the Shelby boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Shelby directly to confirm enrollment eligibility.
What financing options are available for Lot #313 Erie Trail, Shelby, MI 49455?
Per MLS# 26019866, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at Lot #313 Erie Trail, Shelby, MI 49455?
Per public tax records, annual property taxes for this property are $198 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, Lot #313 Erie Trail, Shelby, MI 49455 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is Lot #313 Erie Trail, Shelby, MI 49455 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve Lot #313 Erie Trail, Shelby, MI 49455?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Benona Twp police department or the Oceana County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$385
Principal & interest$370
HOA$15
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
Lot #313 Erie Trail, Shelby, MI 49455
View full property history →
County
Macomb County
View county overview →
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