For Sale
Lot 58 E Starlight Ridge Circle, Onekama, MI 49675
$699,900
MLS # 26032345 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,825 sqftBuilt 20271.05 acres
1 / 9
Listing Description
Discover this proposed new construction home by LOYL Construction in Portage Ridge, one of Onekama's most inviting communities. Residents enjoy a neighborhood pool, quiet streets ideal for walking, and a peaceful setting just minutes from Portage Lake, Lake Michigan, Arcadia Bluffs Golf Club, Crystal Mountain, and endless opportunities for boating, fishing, hiking, and year-round recreation. Designed for comfortable everyday living and entertaining, this thoughtfully crafted 4-bedroom, 3-bath home features an open-concept floor plan with quartz countertops, quality cabinetry, and designer finishes throughout. The main level offers a private primary suite, an additional bedroom, and two full baths. The finished lower level includes a spacious family room, two additional bedrooms, and a third full bath. Built by LOYL Construction, this home offers exceptional craftsmanship with the opportunity to personalize select finishes. Photos are of similar homes and may depict optional features.
Source: SparkMLS
About this home
Located in Onekama, this property offers 4-bedroom, 3-bath, 2,825 sq ft, with original construction dating to 2027.
Listed at $699,900 (about $248/sq ft).
Estimated annual property tax: $500, or about $42 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,825 sqft
Lot Size1.05 acres
Year Built2027
Stories1
Location
CityOnekama
MunicipalityOnekama Twp
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
StyleCraftsman, Traditional
ConstructionStone, Vinyl Siding
BasementFull, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Cable Available
InteriorGarage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$436 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$500
Tax Year2025
State Equalized Value$10,800
Taxable Value$6,555
Assessed Value$6,555
Parcel #11-440-058-00
Source: Public Records
Legal Description
PORTAGE RIDGE AT ONEKAMA CONDOMINIUMS UNIT #58 SALE(77) 1354 0381 (86) 1480 0703, 734 (87) 3498 0007 (93) 1600 4583 0850, 900 4583 1863 (94) 6599 0510 (95) 2600 3611 0532 (97) 3659 0723, 900 2650 0380 (99) 1706 17861-76, 2600 2702 1392 3719 1546 (01) 1600 2768 0111, 3776 2990 (02) 250 1796 0226 (03) 6841 0869 (04)41400 1926 109504 (04)6927 0860 (09) WD88 2009R001760
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Seth C Lerg
Greenridge Realty (Caledonia)
Frequently Asked Questions about Lot 58 E Starlight Ridge Circle, Onekama, MI 49675
Which school district serves Lot 58 E Starlight Ridge Circle, Onekama, MI 49675?
Per MLS# 26032345, Lot 58 E Starlight Ridge Circle, Onekama, MI 49675 is in the Onekama boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onekama directly to confirm enrollment eligibility.
What financing options are available for Lot 58 E Starlight Ridge Circle, Onekama, MI 49675?
Per MLS# 26032345, this listing accepts Cash, VA Loan, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at Lot 58 E Starlight Ridge Circle, Onekama, MI 49675?
Per public tax records, annual property taxes for this property are $500 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, Lot 58 E Starlight Ridge Circle, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is Lot 58 E Starlight Ridge Circle, Onekama, MI 49675 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve Lot 58 E Starlight Ridge Circle, Onekama, MI 49675?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Twp police department or the Manistee County sheriff's office.
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Mortgage Calculator
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Monthly payment$4,576
Principal & interest$4,540
HOA$36
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
Lot 58 E Starlight Ridge Circle, Onekama, MI 49675
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