For Sale
N M 63, Benton Harbor, MI 49022
$3,500,000
MLS # 26019488 (Michigan Regional Information Center (MichRIC))
1.93 acres
1 / 3
Listing Description
Lake Michigan beachfront property ready for your dream home compound. Enjoy sweeping Lake Michigan views from the top of the three-tiered bluff. The gently sloping bluff leads to private beach access and miles of beach. This 1.93-acre land has 130' of frontage and boasts over 600' of natural privacy all the way to the entrance. This special property has rare and exceptional natural features that make building a house on the lake much less challenging than most other lakefront building projects. It's time for daily dramatic sunsets and a serene lifestyle.
Source: SparkMLS
About this home
Asking $3,500,000.
Property tax estimate: $6,909 per year ($576/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size1.93 acres
Location
CityBenton Harbor
MunicipalityHagar Twp
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
UtilitiesNone
Sale & Financing
Listed5/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,909
Tax Year2024
Assessed Value$173,963
Parcel #11-10-0029-0003-07-4
Source: SparkMLS
Legal Description
COM AT W1/4 COR SEC 28 T3S R18W TH S89DEG20'03''E 290.92' TH S46DEG26' 13''W 186.45' TO POB TH S46DEG26' 13''W 186.45' TH N89DEG21'33''W 602.25' TO TRAV LN TH N19DEG28'05'' E 137.34' TH S89DEG21'33''E 691.59' TO POB W/LNS EXT TO LAKE MICHIGAN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Pete Weber
EXP Realty
Frequently Asked Questions about N M 63, Benton Harbor, MI 49022
Which school district serves N M 63, Benton Harbor, MI 49022?
Per MLS# 26019488, N M 63, Benton Harbor, MI 49022 is in the Benton Harbor boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Benton Harbor directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26019488, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at N M 63, Benton Harbor, MI 49022?
Per public tax records, annual property taxes for this property are $6,909 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, N M 63, Benton Harbor, MI 49022 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is N M 63, Benton Harbor, MI 49022 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve N M 63, Benton Harbor, MI 49022?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hagar Twp police department or the Berrien County sheriff's office.
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Monthly payment$22,701
Principal & interest$22,701
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
N M 63, Benton Harbor, MI 49022
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Municipality
Hagar Township
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