For Sale
S Lakeshore Drive, Ludington, MI 49431
$399,000
MLS # 26036405 (Michigan Regional Information Center (MichRIC))
2.5 acres
1 / 9
Listing Description
LAKE MICHIGAN - Exceptional opportunity to own a premier 2.5-acre parcel of rolling, wooded acreage boasting 162 feet of majestic high-bluff water frontage on Lake Michigan. Nestled within the serene timber is a beautiful, natural clearing that frames panoramic, elevated views of the lake - offering an idyllic and dramatic setting for your custom dream home. Rich in heritage, this unique property is the historic site of an 1850s "Trappers Cabin," where the original foundation remains visibly intact. A rare offering of this caliber, blending unparalleled natural beauty, privacy, and significant historical charm in a highly sought-after Ludington location. An additional 2.8 acres with historic home is also available - see full listing at MLS 26029161 for 4539 S Lakeshore Dr.
Source: SparkMLS
About this home
Currently offered at $399,000.
Annual property taxes run approximately $4,127 ($344/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeAcreage
Bathrooms0
Lot Size2.5 acres
Location
CityLudington
MunicipalitySummit Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed7/15/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,127
Tax Year2026
Assessed Value$159,459
Parcel #53-014-114-002-35
Source: SparkMLS
Legal Description
See lengthly legal in documents
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Debby Stevenson
Greenridge Realty S Rath
Frequently Asked Questions about S Lakeshore Drive, Ludington, MI 49431
What school district is S Lakeshore Drive, Ludington, MI 49431 in?
Per MLS# 26036405, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26036405, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26036405, the most recent reported annual property tax for S Lakeshore Drive, Ludington, MI 49431 is $4,127 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is S Lakeshore Drive, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, S Lakeshore Drive, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Summit Twp police department or the Mason County sheriff's office.
Map
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$2,588
Principal & interest$2,588
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
S Lakeshore Drive, Ludington, MI 49431
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