For Sale
TBD Island Woods Road, Beaver Island, MI 49782
$97,500
MLS # 1931099 (Northern Great Lakes REALTORS® MLS)
0.5 acres
1 / 10
Listing Description
Offering 1/2 an acre of woodlands with 85' of private beach on Lake Michigan. This lot is very deep with beautifully rolling topography. It is located on the northwest coast of the island with a sunset view, only 1 mile from Donegal Bay (Sunset Beach) and about 10 minutes from town. The property has been perked and ready to go.
Source: SparkMLS
About this home
Asking $97,500.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size0.5 acres
Location
CityBeaver Island
MunicipalitySt James
Zip Code49782
CountyCharlevoix
Sale & Financing
Listed2/27/2025
Terms AcceptedCash, Conventional, FHA
HOA
HOA Fee$40
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sheri Richards
Five Star Real Estate
Frequently Asked Questions about TBD Island Woods Road, Beaver Island, MI 49782
What type of financing is accepted for this listing?
Per MLS# 1931099, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, TBD Island Woods Road, Beaver Island, MI 49782 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is TBD Island Woods Road, Beaver Island, MI 49782 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve TBD Island Woods Road, Beaver Island, MI 49782?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St James police department or the Charlevoix County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$672
Principal & interest$632
HOA$40
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
TBD Island Woods Road, Beaver Island, MI 49782
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