For Sale
TBD Kings Highway, Beaver Island, MI 49782
$60,000
MLS # 1945562 (Northern Great Lakes REALTORS® MLS)
1.49 acres
1 / 14
Listing Description
Escape the mainland hustle and build your vision on "America’s Emerald Isle" with this rare 1.6-acre parcel located just south of downtown St. James. Situated on King's Highway—the island's main thoroughfare—this premium Harbor District property offers the ultimate blend of immediate town convenience and rugged, wooded privacy. Unlike low-lying lots, this canvas is high and dry, boasting beautiful, rolling topography blanketed by mature hardwood trees. Because it is uniquely zoned for both commercial and residential use, the possibilities are endless. You can design the ultimate "ferry-to-firepit" retreat, stepping off the boat in town and walking straight to a private cabin nestled in the woods to enjoy Beaver Island's International Dark Sky Sanctuary. Alternatively, you can capitalize on the high visibility and constant traffic flow to build an entrepreneur's dream, whether that is a boutique storefront, local outfitter, or a mixed-use live/work space. If you are ready to trade the mainland for island time, this property offers the rare opportunity to bring that vision to life.
Source: SparkMLS
About this home
Currently offered at $60,000.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeLand
Bathrooms0
Lot Size1.49 acres
Location
CityBeaver Island
MunicipalitySt James
Zip Code49782
CountyCharlevoix
Sale & Financing
Listed5/21/2026
Terms AcceptedCash, Conventional, FHA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sheri Richards
Five Star Real Estate
Frequently Asked Questions about TBD Kings Highway, Beaver Island, MI 49782
Can I use FHA or VA financing for this property?
Per MLS# 1945562, this listing accepts Cash, Conventional, FHA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, TBD Kings Highway, Beaver Island, MI 49782 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is TBD Kings Highway, Beaver Island, MI 49782 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve TBD Kings Highway, Beaver Island, MI 49782?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St James police department or the Charlevoix County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$389
Principal & interest$389
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
TBD Kings Highway, Beaver Island, MI 49782
View full property history →
Get email alerts for new listings near TBD Kings Highway
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.