For Sale
Tree Lane, Coldwater, MI 49036
$139,900
MLS # 26011215 (Michigan Regional Information Center (MichRIC))
0.38 acres
1 / 1
Listing Description
Build your dream getaway on this beautiful vacant waterfront lot to Coldwater Lake! Offering approximately 120 feet of water frontage, this property provides the perfect setting for relaxing lake days, boating, fishing, and taking in the lake life. The generous frontage allows for excellent water access and plenty of space to design your ideal home or cottage. Ideally located near Iyopawa Island and Shawnee Shoals, you'll enjoy easy access to some of the area's most popular spots for boating, swimming, and socializing on the water. Whether cruising the lake or anchoring at the shoals, this location puts you right in the heart of it all. Nestled in a secluded and natural setting while still being conveniently close to the highway, you'll enjoy the best of both worlds--privacy and accessibility. Whether you're looking to build now or invest for the future, this prime piece of waterfront property is a rare opportunity in a highly desirable location. Call today to take a look!
Source: SparkMLS
About this home
Asking $139,900.
Annual property taxes run approximately $421 ($35/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.38 acres
Location
CityColdwater
MunicipalityKinderhook Twp
Zip Code49036
CountyBranch
School DistrictColdwater
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, None
Sale & Financing
Listed3/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$421
Tax Year2025
Assessed Value$7,600
Parcel #150-003-100-020-09
Source: SparkMLS
Legal Description
BEG NW FRACTIONAL 1/4 AT PT LOC N 88DEG 18MIN 40SEC W 251.9 FT TH N 00DEG 38MIN 12SEC E 255FT FR IRON STAKE IN CEN FORMER IYOPAWA RD RUN TH N 87DEG 23MIN 08SEC W 48.83FT TH N 18DEG 03MIN 07SEC E 124.17 FT TH S 87DEG 23MIN 08SEC E 115FT TO SHORE OF DU G CHANNEL TO C/W LAKE TH ON TRAVERSE LI ALG CHANNEL S 03DEG 28MIN 09SEC E 120.42 FT TH N 87DEG 23MIN 08SEC W 112 FT TO POB INCLUDING ALL LAND BETWEEN
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John J Rakocy
Hauska Home and Farm
Frequently Asked Questions about Tree Lane, Coldwater, MI 49036
Which school district serves Tree Lane, Coldwater, MI 49036?
Per MLS# 26011215, Tree Lane, Coldwater, MI 49036 is in the Coldwater boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Coldwater directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26011215, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at Tree Lane, Coldwater, MI 49036?
Per public tax records, annual property taxes for this property are $421 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, Tree Lane, Coldwater, MI 49036 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is Tree Lane, Coldwater, MI 49036 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve Tree Lane, Coldwater, MI 49036?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Kinderhook Twp police department or the Branch County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$907
Principal & interest$907
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
Tree Lane, Coldwater, MI 49036
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