For Sale
Twelfth Street, Bear Lake, MI 49614
$49,900
MLS # 26009163 (Michigan Regional Information Center (MichRIC))
0.41 acres
1 / 8
Listing Description
Just steps from the stunning Bear Lake , this buildable vacant lot offers a rare opportunity to create your dream getaway in a picturesque setting. Situated in a peaceful and scenic area, this property is ideal for those looking to escape the hustle and bustle of city life and immerse themselves in nature's beauty. With its proximity to Bear Lake, this lot is perfect for water enthusiasts and nature lovers alike. Whether you enjoy fishing, boating, or simply relaxing by the water's edge, this location provides endless possibilities. On a low traffic street this spot offers a building location to build a tranquil retreat from the stresses of everyday life. It's also conveniently located near a variety of amenities, Manistee and Traverse City are just minutes away.
Source: SparkMLS
About this home
Asking $49,900.
Annual property taxes run approximately $175 ($15/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.41 acres
Location
CityBear Lake
MunicipalityBear Lake Twp
Zip Code49614
CountyManistee
School DistrictBear Lake
Construction & Systems
UtilitiesElectricity Available, Phone Available, None
Sale & Financing
Listed3/10/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$175
Tax Year2025
State Equalized Value$7,400
Taxable Value$4,022
Assessed Value$3,800
Parcel #02-641-765-15
Source: Public Records
Legal Description
WILDWOOD LOTS 10 & 11 BLK 35.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jermaine Elizabeth Sullivan
Dwelling Realty - KW Northern Michigan
Frequently Asked Questions about Twelfth Street, Bear Lake, MI 49614
Which school district serves Twelfth Street, Bear Lake, MI 49614?
Per MLS# 26009163, Twelfth Street, Bear Lake, MI 49614 is in the Bear Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bear Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26009163, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at Twelfth Street, Bear Lake, MI 49614?
Per public tax records, annual property taxes for this property are $175 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, Twelfth Street, Bear Lake, MI 49614 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is Twelfth Street, Bear Lake, MI 49614 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve Twelfth Street, Bear Lake, MI 49614?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Twp police department or the Manistee County sheriff's office.
Map
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Monthly payment$324
Principal & interest$324
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
Twelfth Street, Bear Lake, MI 49614
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