For Sale
V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431
$12,900
MLS # 26013680 (Michigan Regional Information Center (MichRIC))
0.28 acres
1 / 4
Listing Description
3 lots near Hamlin Lake that are ready for your vision! These Birch st lots are just off the newly paved roads of Hamlin Lake Estates! Hamlin Lake views and access are walkable and downtown Ludington is just minutes away! Dont pass up this great location to build a home!
Source: SparkMLS
About this home
Listed at $12,900.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.28 acres
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Phone Available, None
Sale & Financing
Listed4/5/2026
Original Price$14,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$80
Tax Year2026
State Equalized Value$2,500
Taxable Value$1,308
Assessed Value$1,849
Parcel #007-220-121-00
Source: Public Records
Legal Description
HAMLIN LAKE ESTATES NO. 1 LOT 10 BLOCK 13 AND H-658-G HAMLIN LAKE ESTATES NO. 1 LOTS 11 & 12, BLOCK 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nathan Sheldon
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431
What school district is V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431 in?
Per MLS# 26013680, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26013680, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013680, the most recent reported annual property tax for V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431 is $80 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Map
Tax Estimate
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Annual tax$63
Monthly$5
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$89
Principal & interest$84
Property taxes$5
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
V/L Birch Street LOT 10, 11, 12 BL 13, Ludington, MI 49431
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