For Sale
V/L Cherry Street, Ludington, MI 49431
$25,000
MLS # 26026231 (Michigan Regional Information Center (MichRIC))
0.37 acres
1 / 15
Listing Description
Build your dream home on this beautifully wooded, build-ready lot on Cherry Street -- just minutes from Hamlin Lake boat access in Ludington, MI. Quiet, private, and tucked along a paved road, this parcel checks every box for anyone ready to create their perfect year-round residence or four-season getaway in West Michigan lake country. The seller has already done the hard work. The lot has been professionally cleared, filled, and graded -- ready for a foundation. A perc test is complete and permits for well and septic are approved. Natural gas, electric, and cable are at the road. Just bring your builder. When the sun shines through the mature hardwoods here, you'll understand immediately why this setting is so special. It's peaceful, woodsy, and exactly the kind of place people spend years looking for. Hamlin Lake is minutes away -- one of Mason County's most beloved inland lakes, known for exceptional fishing, boating, and the unhurried lifestyle that comes with it. Public boat
Source: SparkMLS
About this home
Currently offered at $25,000.
Annual property taxes run approximately $126 ($11/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.37 acres
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Phone Available, None
Sale & Financing
Listed5/31/2026
Original Price$27,500
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$118
Tax Year2026
State Equalized Value$5,000
Taxable Value$2,700
Assessed Value$4,700
Parcel #007-220-187-00
Source: Public Records
Legal Description
H-671-B HAMLIN LAKE ESTATES NO. 1 LOTS 11, 12, 25, & 26 BLOCK 18.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Raquel Rae Kosloskey
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about V/L Cherry Street, Ludington, MI 49431
What school district is V/L Cherry Street, Ludington, MI 49431 in?
Per MLS# 26026231, this property is served by Ludington. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26026231, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026231, the most recent reported annual property tax for V/L Cherry Street, Ludington, MI 49431 is $118 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is V/L Cherry Street, Ludington, MI 49431 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, V/L Cherry Street, Ludington, MI 49431 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
Map
Tax Estimate
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Annual tax$126
Monthly$11
Millage rate25.1769 mills
Municipality: Hamlin TOWNSHIP
School district: LUDINGTON AREA SCHOOL DIST
County: Mason
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$173
Principal & interest$162
Property taxes$11
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
V/L Cherry Street, Ludington, MI 49431
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