For Sale
V/L Spruce Ridge Road, Bear Lake, MI 49614
$199,900
MLS # 26033362 (Michigan Regional Information Center (MichRIC))
2.19 acres
1 / 32
Listing Description
Imagine your dream cabin nestled on 2.18 acres, perched high above a breathtaking Northern Michigan landscape, complete with panoramic horizon views and sightlines to Bear Lake! This rare opportunity offers unmatched tranquility on a quiet, dead-end road, just 1.5 miles from all-sports Bear Lake access. The land has already been cleared, with utilities available at the road, making it ready for your vision. The terrain and setting are ideal for a walkout basement, while the abundant wildlife and wooded surroundings create the perfect escape for nature lovers and anyone seeking a peaceful retreat. The sandy shores of Lake Michigan are only 5.5 miles away, and there are plenty of opportunities for fishing, hiking, skiing, and snowmobiling nearby. Conveniently located less than 15 miles from Manistee, Little River Casino, and Meijer, you'll enjoy the perfect balance of seclusion and accessibility. Must see in person to appreciate this PICTURESQUE view! Call/text today.
Source: SparkMLS
About this home
Currently offered at $199,900.
Estimated annual property tax: $581, or about $48 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size2.19 acres
Location
CityBear Lake
MunicipalityBear Lake Twp
Zip Code49614
CountyManistee
School DistrictBear Lake
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed7/1/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$581
Tax Year2025
State Equalized Value$21,300
Taxable Value$13,263
Assessed Value$13,263
Parcel #02-561-703-04
Source: Public Records
Legal Description
SPRUCE RIDGE LOT 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Breanna McCarthy
Five Star Real Estate
Frequently Asked Questions about V/L Spruce Ridge Road, Bear Lake, MI 49614
What school district is V/L Spruce Ridge Road, Bear Lake, MI 49614 in?
Per MLS# 26033362, this property is served by Bear Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for V/L Spruce Ridge Road, Bear Lake, MI 49614?
Per MLS# 26033362, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26033362, the most recent reported annual property tax for V/L Spruce Ridge Road, Bear Lake, MI 49614 is $581 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is V/L Spruce Ridge Road, Bear Lake, MI 49614 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, V/L Spruce Ridge Road, Bear Lake, MI 49614 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bear Lake Twp police department or the Manistee County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$1,297
Principal & interest$1,297
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
V/L Spruce Ridge Road, Bear Lake, MI 49614
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