For Sale
V/L W Thomas Road, Shelby, MI 49455
$160,000
MLS # 26026783 (Michigan Regional Information Center (MichRIC))
1.04 acres
1 / 27
Listing Description
Rare opportunity to own TWO adjacent parcels totaling just over 1 acre in desirable Timber Ridge Subdivision near the Lake Michigan / Stony Lake recreational corridor. No HOA but monthly payment in winter to remove snow. Electric is at the road. Favorable sandy soil conditions reported for the area. Excellent potential for primary residence, vacation getaway, or future investment build. PRIVATE ACCESS TO BEACH, no deeded access at this time. Has not had Perk test done. Survey available upon request. Sale is 2 parcels sold as 1: parcel ID 011-630-014-00 and 011-063-013-00
Source: SparkMLS
About this home
Currently offered at $160,000.
Annual property taxes run approximately $454 ($38/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.04 acres
Location
CityShelby
MunicipalityBenona Twp
Zip Code49455
CountyOceana
School DistrictShelby
Construction & Systems
UtilitiesElectricity Available, None
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$454
Tax Year2025
Assessed Value$10,041
Parcel #011-630-014-00
Source: SparkMLS
Legal Description
SEC 31 T14N R18W Timber ridge Subdivision Lot 13/14 & 2/37 INT in Private ext of Thomas St
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gage Krueger
EXP Realty LLC
Frequently Asked Questions about V/L W Thomas Road, Shelby, MI 49455
What school district is V/L W Thomas Road, Shelby, MI 49455 in?
Per MLS# 26026783, this property is served by Shelby. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for V/L W Thomas Road, Shelby, MI 49455?
Per MLS# 26026783, the seller has indicated this property accepts the following financing types: Cash, Conventional, Land Contract. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26026783, the most recent reported annual property tax for V/L W Thomas Road, Shelby, MI 49455 is $454 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is V/L W Thomas Road, Shelby, MI 49455 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, V/L W Thomas Road, Shelby, MI 49455 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benona Twp police department or the Oceana County sheriff's office.
Map
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Monthly payment$1,038
Principal & interest$1,038
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
MI Public Service Commission service territory boundaries.
Property
V/L W Thomas Road, Shelby, MI 49455
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County
Macomb County
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