For Sale
W Elm Valley Road, Three Oaks, MI 49128
$175,000
MLS # 25049923 (Michigan Regional Information Center (MichRIC))
1.09 acres
1 / 6
Listing Description
One-acre wooded lot located in Harbor Country, just minutes from charming downtown Three Oaks Village, home of Arts and cultural center with shops, eateries, Acorn Theatre with live performances, and Historic Vicker's Cinema, Journeyman, and wedding venues, and much more! This lot is approx. 10 mi to the Beach towns, New Buffalo, Union Pier and Lakeside, and only 5 mi to Sawyer (Sawyer Garden Center) and Warren Dunes State Park.
Source: SparkMLS
About this home
Listed at $175,000.
Estimated annual property tax: $100, or about $8 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.09 acres
Location
CityThree Oaks
MunicipalityChikaming Twp
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, Electricity Connected
Sale & Financing
Listed9/28/2025
Original Price$199,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$100
Tax Year2025
Assessed Value$28,900
Parcel #110700260010058
Source: SparkMLS
Legal Description
Per Title Commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammy Stelling
@properties Christie's International R.E.
Frequently Asked Questions about W Elm Valley Road, Three Oaks, MI 49128
Which school district serves W Elm Valley Road, Three Oaks, MI 49128?
Per MLS# 25049923, W Elm Valley Road, Three Oaks, MI 49128 is in the River Valley boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact River Valley directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 25049923, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at W Elm Valley Road, Three Oaks, MI 49128?
Per public tax records, annual property taxes for this property are $100 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, W Elm Valley Road, Three Oaks, MI 49128 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is W Elm Valley Road, Three Oaks, MI 49128 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at W Elm Valley Road, Three Oaks, MI 49128. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve W Elm Valley Road, Three Oaks, MI 49128?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chikaming Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteUnlicensed Fixed WirelessLicensed Fixed WirelessSatellite
6 providers at this address
1 Gbps
StarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
W Elm Valley Road, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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