For Sale
00 Mill Street, Onekama, MI 49675
$39,000
MLS # 26008565 (Michigan Regional Information Center (MichRIC))
0.27 acres
1 / 3
Listing Description
Build your Up North getaway or investment property on this READY-TO-BUILD lot in the Village of Onekama! This level parcel offers an ideal location just a short walk to beautiful Portage Lake, downtown shops, restaurants, and everything this charming lake town has to offer. Located along scenic M-22, Onekama is known for its small-town charm, boating, beaches, and easy access to Lake Michigan. Whether you are looking to build a year-round home, vacation retreat, or investment property, this lot offers an excellent opportunity in a highly desirable location. Please note: the neighboring house has a small easement for garage access. Additionally, the two lots directly north of this property may also be available for purchase, creating even more possibilities for expansion or development.
Source: SparkMLS
About this home
Listed at $39,000.
Property tax estimate: $675 per year ($56/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Superior Energy Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.27 acres
Location
CityOnekama
MunicipalityOnekama Vlg
Zip Code49675
CountyManistee
School DistrictOnekama
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed3/5/2026
Terms AcceptedCash, FHA, Conventional, Land Contract
Source: SparkMLS
Tax Information
Annual Tax$675
Tax Year2025
State Equalized Value$6,600
Taxable Value$6,600
Assessed Value$10,200
Parcel #41-026-010-00
Source: Public Records
Legal Description
VILLAGE OF ONEKAMA PART OF SE 1/4 OF NE 1/4 COM AT NE COR LOT 14 BLK 5 ZOSEL'S ADD, N 66 FT, W 148.5 FT, S 66 FT, E 148.5 FT TO BEG. SEC 26 T23N R16W. SALE(85) 3468 022 (91) 3L540 2377
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Corinn Fink
Five Star Real Estate (Onekama)
Frequently Asked Questions about 00 Mill Street, Onekama, MI 49675
Which school district serves 00 Mill Street, Onekama, MI 49675?
Per MLS# 26008565, 00 Mill Street, Onekama, MI 49675 is in the Onekama boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Onekama directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26008565, this listing accepts Cash, FHA, Conventional, Land Contract financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 00 Mill Street, Onekama, MI 49675?
Per public tax records, annual property taxes for this property are $675 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 00 Mill Street, Onekama, MI 49675 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 00 Mill Street, Onekama, MI 49675 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 00 Mill Street, Onekama, MI 49675?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Superior Energy Company. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Onekama Vlg police department or the Manistee County sheriff's office.
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Monthly payment$253
Principal & interest$253
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Superior Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
00 Mill Street, Onekama, MI 49675
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Municipality
Onekama Village
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