Sold
101 W Gardner Street, Sparta, MI 49345
Sold on 05/07/2026 for$315,000
MLS # 26012614 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,868 sqftBuilt 19580.22 acres
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Listing Description
Welcome home to this beautifully updated 3-bedroom, 2-bath ranch in the heart of Sparta--perfect for making lasting memories! Located directly across from a city park and tucked into a quiet, friendly neighborhood, this home offers the ideal setting for everyday living and play. Inside, you'll love the fully renovated kitchen with brand new appliances. Fresh paint and new flooring throughout give the home a bright, clean feel that's truly move-in ready. The fully finished basement adds extra space for a playroom, movie nights, or a cozy hangout spot! Step into the charming 3-season porch--perfect for morning coffee or winding down in the evenings--while overlooking a spacious backyard with plenty of room for gardening, entertaining, pets, and outdoor fun. With its unbeatable location and thoughtful updates, this home is ready to welcome you. Come see it today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,868 sq ft home built in 1958 sits in Sparta Township in Sparta.
Final sale price: $315,000 (about $169/sq ft).
Property tax estimate: $2,369 per year ($197/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,868 sqft
Lot Size0.22 acres
Year Built1958
Stories2
Location
CitySparta
MunicipalitySparta Vllg
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorGarage Door Opener, Pantry
Sale & Financing
Listed4/11/2026
Sold Date5/6/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$2,500
Source: SparkMLS
Tax Information
Annual Tax$2,369
Tax Year2025
State Equalized Value$111,500
Taxable Value$72,636
Assessed Value$70,727
Parcel #410522229033
Source: Public Records
Legal Description
LOT 6 ALSO LOT 7 EX W 36 FT * SPARTA HEIGHTS HOME ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bailey Peake
Apex Realty Group
Frequently Asked Questions about 101 W Gardner Street, Sparta, MI 49345
What school district is 101 W Gardner Street, Sparta, MI 49345 in?
Per MLS# 26012614, this property is served by Sparta. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012614, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012614, the most recent reported annual property tax for 101 W Gardner Street, Sparta, MI 49345 is $2,369 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 101 W Gardner Street, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 101 W Gardner Street, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Vllg police department or the Kent County sheriff's office.
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Monthly payment$2,043
Principal & interest$2,043
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
101 W Gardner Street, Sparta, MI 49345
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Municipality
Sparta Township
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