For Sale
1022 Lake Boulevard, St. Joseph, MI 49085
$575,000
MLS # 26038395 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,610 sqftBuilt 19000.2 acres
1 / 51
Listing Description
Experience the charm of this vintage home situated on the picturesque Lake Michigan Bluff, 6 blocks from the heart of downtown St. Joe and Silver Beach! Filled with natural light, this home features hardwood floors, ceramic tile in kitchen and baths, and an abundance of windows showcasing picturesque treetop views and seasonal glimpses of Lake Michigan. The heart of the home features a beautifully appointed kitchen equipped with granite countertops, stainless steel appliances, and a butler's pantry. This enchanting property seamlessly blends modern conveniences with timeless elegance. The expertly landscaped grounds offer an outdoor oasis, complete with upper and lower deck areas for peaceful retreats and privacy. Concrete parking pad provides ample space for vehicles. This home is minutes from the public beach. Embrace the opportunity to reside in the Midwest's most romantic destination, rich in Victorian-era charm and a vibrant arts and dining scene. Call today!
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,610 sq ft home built in 1900 sits in St Joseph in St. Joseph.
Currently offered at $575,000 (about $357/sq ft).
Estimated annual property tax: $7,200, or about $600 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,610 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionAluminum Siding, Vinyl Siding
BasementFull, Michigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesCable Connected
InteriorCeiling Fan(s), Pantry
Sale & Financing
Listed7/23/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,200
Tax Year2026
Assessed Value$126,153
Parcel #117631700012001
Source: SparkMLS
Legal Description
Per Title Commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 24, 2026
Listed for sale
$575,000
More Homes in St Joseph
Listed by Tammy Stelling
@properties Christie's International R.E.
Frequently Asked Questions about 1022 Lake Boulevard, St. Joseph, MI 49085
Which school district serves 1022 Lake Boulevard, St. Joseph, MI 49085?
Per MLS# 26038395, 1022 Lake Boulevard, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26038395, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1022 Lake Boulevard, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $7,200 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1022 Lake Boulevard, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1022 Lake Boulevard, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1022 Lake Boulevard, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$3,729
Principal & interest$3,729
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1022 Lake Boulevard, St. Joseph, MI 49085
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Municipality
St Joseph
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