For Sale
1210 Guernsey Court, St. Joseph, MI 49085
$739,900
MLS # 25059973 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,464 sqftBuilt 19100.18 acres
1 / 58
Listing Description
Architecturally inspired and completely renovated 120 yr old 4 square. 3 levels includes well lit finished basement. New master bath from 4th bedroom. Boiler heated with 4 mini split air units added. Plenty of room for add ons. Must see if you're looking for 3 city lots 100 yards from Kiwanis city park. 5 blocks from downtown, 6 to beaches. Original carriage house 14x18 ready to be whatever your imagination can create. Better than new right down to the water heater. Close proximity to the award winning Silver Beach on the shores of Lake Michigan, marinas, Krasl Art Center and the Jack Nicklaus Public Signature Golf Course within Harbor Shores. Only eleven homes on this dead end street. All single family and no short term rentals. Land value based upon 11-76-3160-0013-15-8. 515 Wayne St MLS #20025530 July 3, 2020. Buyer's agents should verify any and or all information provided.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,464 sq ft home built in 1910 sits in St Joseph in St. Joseph.
Currently offered at $739,900 (about $300/sq ft).
Annual property taxes run approximately $4,178 ($348/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 7 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,464 sqft
Lot Size0.18 acres
Year Built1910
Stories3
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingBaseboard, Hot Water
WaterPublic
SewerPublic
UtilitiesCable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed11/25/2025
Original Price$799,800
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,178
Tax Year2024
Assessed Value$106,609
Parcel #11-76-1600-0034-00-4
Source: SparkMLS
Legal Description
LOTS 34 35 & 36 DOWNTOWN ADD TO CITY OF ST JOSEPH
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by VN Pete Jorgensen II
Pete Jorgensen Real Estate
Frequently Asked Questions about 1210 Guernsey Court, St. Joseph, MI 49085
What school district is 1210 Guernsey Court, St. Joseph, MI 49085 in?
Per MLS# 25059973, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25059973, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25059973, the most recent reported annual property tax for 1210 Guernsey Court, St. Joseph, MI 49085 is $4,178 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1210 Guernsey Court, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 1210 Guernsey Court, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1210 Guernsey Court, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1210 Guernsey Court, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1210 Guernsey Court, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$4,799
Principal & interest$4,799
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteSatelliteDSLLicensed Fixed Wireless
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1210 Guernsey Court, St. Joseph, MI 49085
View full property history →
Municipality
St Joseph
View all listings →
Get email alerts for new listings near 1210 Guernsey Court
We'll notify you when something hits the market in St Joseph or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.