Sold
108 N Cayuga Street, Buchanan, MI 49107
Sold on 06/04/2026 for$319,900
MLS # 26017608 (Michigan Regional Information Center (MichRIC))
4 beds3 baths1,930 sqftBuilt 19980.22 acres
1 / 49
Listing Description
Spacious 4 bedroom, 3 bathroom home in the heart of Buchanan! This open-concept layout offers room to live, entertain, and grow, with updates throughout for peace of mind. Featuring an oversized two-car garage, a fully fenced backyard with a privacy gate, and a new roof in 2021. Conveniently located near all Buchanan schools and eligible for the Buchanan Promise--an incredible opportunity for future savings. Don't miss your chance to make this one yours!
Source: SparkMLS
About this home
Located in Buchanan Township in Buchanan, this property offers 4-bedroom, 3-bath, 1,930 sq ft, with original construction dating to 1998.
This home sold for $319,900 (about $166/sq ft).
Estimated annual property tax: $4,550, or about $379 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area1,930 sqft
Lot Size0.22 acres
Year Built1998
Stories2
Location
CityBuchanan
MunicipalityBuchanan City
Zip Code49107
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed4/22/2026
Sold Date6/3/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$2
Source: SparkMLS
Tax Information
Annual Tax$4,550
Tax Year2025
Assessed Value$135,900
Parcel #11-58-0026-0042-00-9
Source: SparkMLS
Legal Description
COM 17 RDS N OF S1/4 PST SEC 26 T7S R18W TH N 4 RDS TH W 9 RDS TH S 4 RDS TH E 9 RDS TO BEG
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Heather Cornelius
Century 21 Affiliated
Frequently Asked Questions about 108 N Cayuga Street, Buchanan, MI 49107
What school district is 108 N Cayuga Street, Buchanan, MI 49107 in?
Per MLS# 26017608, this property is served by Buchanan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26017608, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26017608, the most recent reported annual property tax for 108 N Cayuga Street, Buchanan, MI 49107 is $4,550 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 108 N Cayuga Street, Buchanan, MI 49107 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 108 N Cayuga Street, Buchanan, MI 49107 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Buchanan City police department or the Berrien County sheriff's office.
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Monthly payment$2,075
Principal & interest$2,075
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
108 N Cayuga Street, Buchanan, MI 49107
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Municipality
Buchanan Township
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