Under Contract
1096 Pearl Street, Benton Harbor, MI 49022
$45,000
MLS # 25056943 (Michigan Regional Information Center (MichRIC))
3 beds1 bath890 sqftBuilt 19200.11 acres
1 / 12
Listing Description
Great investment opportunity! This property features a new roof (2022), new siding (2025), and a new furnace, offering solid updates. Conveniently located near downtown Benton Harbor, schools, and major routes, this home is perfect for rental income or affordable homeownership. With the big-ticket items already taken care of, all that's left is your finishing touch to make it shine!
Source: SparkMLS
About this home
3-bedroom, 1-bath, 890 sq ft home in Benton Harbor in Benton Harbor built in 1920.
Asking $45,000 (about $51/sq ft).
Property tax estimate: $1,218 per year ($102/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,200 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area890 sqft
Lot Size0.11 acres
Year Built1920
Stories1
Location
CityBenton Harbor
MunicipalityBenton Harbor City
Zip Code49022
CountyBerrien
School DistrictBenton Harbor
Construction & Systems
StyleOther
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/4/2026
Original Price$55,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,218
Tax Year2024
Assessed Value$9,461
Parcel #11-53-1950-0025-00-0
Source: SparkMLS
Legal Description
THE E 75'OF LOT 25 & THE E 75'OF THE S 10'OF LOT 24 ELDRED'S ADD TO THE CITY OF BENTON HARBOR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Under contract
May 5, 2026
Listed for sale
$55,000
More Homes in Benton Harbor
Listed by Brianca Haynes
Epique Realty
Frequently Asked Questions about 1096 Pearl Street, Benton Harbor, MI 49022
What school district is 1096 Pearl Street, Benton Harbor, MI 49022 in?
Per MLS# 25056943, this property is served by Benton Harbor. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1096 Pearl Street, Benton Harbor, MI 49022?
Per MLS# 25056943, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25056943, the most recent reported annual property tax for 1096 Pearl Street, Benton Harbor, MI 49022 is $1,218 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1096 Pearl Street, Benton Harbor, MI 49022 eligible for USDA financing?
Per USDA Rural Development boundary data, 1096 Pearl Street, Benton Harbor, MI 49022 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1096 Pearl Street, Benton Harbor, MI 49022 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1096 Pearl Street, Benton Harbor, MI 49022?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1096 Pearl Street, Benton Harbor, MI 49022. The maximum advertised download speed is 1.2 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Benton Harbor City police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
$
%
$
$
$
Monthly payment$292
Principal & interest$292
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1096 Pearl Street, Benton Harbor, MI 49022
View full property history →
Municipality
Benton Harbor
View all listings →
Get email alerts for new listings near 1096 Pearl Street
We'll notify you when something hits the market in Benton Harbor or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.