For Sale
1099 E Wilcox Avenue, White Cloud, MI 49349
$161,900
MLS # 25040562 (Michigan Regional Information Center (MichRIC))
1 bed1 bath1,481 sqftBuilt 19020.05 acres
1 / 17
Listing Description
This fully remodeled, move-in-ready property offers a unique blend of commercial and residential functionality. The front-facing business space provides excellent visibility in a high-traffic area, making it ideal for entrepreneurs seeking a live/work setup. The residential section features a one-bedroom, one-bathroom layout with 10-foot ceilings, restored original brick walls, and gleaming hardwood floors that exude character. The kitchen is outfitted with newer appliances, modern instantaneous hot water heater. Additional upgrades include a newer roof, newer HVAC system, electrical wiring, and plumbing, ensuring long-term comfort and efficiency. A dedicated laundry area adds convenience, with electrolux combo, while the preserved historic office safe utiliized as a door.
Source: SparkMLS
About this home
Located in White Cloud in White Cloud, this property offers 1-bedroom, 1-bath, 1,481 sq ft, with original construction dating to 1902.
Currently offered at $161,900 (about $109/sq ft).
Annual property taxes run approximately $2,000 ($167/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 1,000 Mbps from 9 providers. Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area1,481 sqft
Lot Size0.05 acres
Year Built1902
Stories1
Location
CityWhite Cloud
MunicipalityWhite Cloud
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleOther
ConstructionBrick
BasementSlab
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Natural Gas Connected
Sale & Financing
Listed8/11/2025
Original Price$179,900
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,000
Tax Year2026
Assessed Value$36,800
Parcel #1505135025
Source: SparkMLS
Legal Description
Lot 9 Assessors plat no. city of white cloud
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lisa Lightfoot
Coldwell Banker Schmidt Fremont
Frequently Asked Questions about 1099 E Wilcox Avenue, White Cloud, MI 49349
What school district is 1099 E Wilcox Avenue, White Cloud, MI 49349 in?
Per MLS# 25040562, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 1099 E Wilcox Avenue, White Cloud, MI 49349?
Per MLS# 25040562, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25040562, the most recent reported annual property tax for 1099 E Wilcox Avenue, White Cloud, MI 49349 is $2,000 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1099 E Wilcox Avenue, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1099 E Wilcox Avenue, White Cloud, MI 49349 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1099 E Wilcox Avenue, White Cloud, MI 49349?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1099 E Wilcox Avenue, White Cloud, MI 49349. The maximum advertised download speed is 1.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White Cloud police department or the Newaygo County sheriff's office.
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Monthly payment$1,050
Principal & interest$1,050
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Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessFixed WirelessSatelliteDSL
9 providers at this address
SpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsNCATSFixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1099 E Wilcox Avenue, White Cloud, MI 49349
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Municipality
White Cloud
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