For Sale
1556 E James Street, White Cloud, MI 49349
$249,900
MLS # 26016570 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,600 sqftBuilt 19750.44 acres
1 / 28
Listing Description
Whether you're searching for a peaceful weekend getaway, a smart investment opportunity, or a full-time residence, this property offers incredible versatility. The main level features two comfortable bedrooms, a full bathroom, and an open-concept layout with vaulted ceilings that seamlessly connect the kitchen and living area. An inviting all-season sunroom provides the perfect space to relax year-round. Upstairs, you'll find a private primary bedroom, a convenient half bath, and a loft area ideal for additional living space, an office, or a cozy retreat. Recent updates include a new furnace, central air, fresh interior paint, updated carpeting, and a durable metal roof. The home is also equipped with updated copper and PVC plumbing for added peace of mind. Located near an abundance of recreational opportunities, including the Manistee National Forest, state parks, trails, and the White River, this home offers easy access to outdoor adventure. Everyday conveniences like grocery stores,
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,600 sq ft home built in 1975 sits in White Cloud in White Cloud.
Listed at $249,900 (about $156/sq ft).
Annual property taxes run approximately $2,169 ($181/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,600 sqft
Lot Size0.44 acres
Year Built1975
Stories2
Location
CityWhite Cloud
MunicipalityWhite Cloud City
Zip Code49349
CountyNewaygo
School DistrictWhite Cloud
Construction & Systems
StyleCabin
ConstructionLog
BasementCrawl Space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, High-Speed Internet
InteriorCeiling Fan(s), Center Island, Pantry
Sale & Financing
Listed4/19/2026
Original Price$265,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,169
Tax Year2026
Assessed Value$53,800
Parcel #15-05-278-006
Source: SparkMLS
Legal Description
LOT 3 HOOKERS ADD TO CITY OF WHITE CLOUD
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Leigh Lohman
Capstone Real Estate LLC
Frequently Asked Questions about 1556 E James Street, White Cloud, MI 49349
What school district is 1556 E James Street, White Cloud, MI 49349 in?
Per MLS# 26016570, this property is served by White Cloud. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26016570, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26016570, the most recent reported annual property tax for 1556 E James Street, White Cloud, MI 49349 is $2,169 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1556 E James Street, White Cloud, MI 49349 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1556 E James Street, White Cloud, MI 49349 is in flood zone A (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the White Cloud City police department or the Newaygo County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,621
Principal & interest$1,621
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1556 E James Street, White Cloud, MI 49349
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Municipality
White Cloud
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