Sold
113 E Locust Street, Three Oaks, MI 49128
Sold on 05/29/2026 for$669,000
MLS # 26015551 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,404 sqftBuilt 19130.27 acres
1 / 39
Listing Description
Presenting a rare opportunity to own this 1914 brick bungalow set on a corner lot in Three Oaks. This stunning brick home features 3 bedrooms, 2 full baths, & a beautiful eat-in kitchen with designer finishes and all stainless steel appliances. The extensive renovation in 2011 included all major systems (electrical, plumbing, & HVAC) and added a main-floor laundry. Original details like leaded glass windows, coffered ceilings, built-ins, 9' ceilings, & beautiful hardwood floors were meticulously restored. More recent updates include roof, water-proofing, sump pump w/battery back-up, landscaping, patio, irrigation drip system & more. Enjoy year-round use of the comfortable, heated/cooled sun porch, plus a generous 739 sq. ft. multi-purpose room upstairs. A full basement with 8' ceilings adds valuable space, and the property includes a detached single-car garage. Located near downtown in desirable Three Oaks, this home achieves a perfect blend of timeless character & modern comfort.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,404 sq ft home in Three Oaks Township in Three Oaks built in 1913.
This home sold for $669,000 (about $278/sq ft).
Property tax estimate: $3,963 per year ($330/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,404 sqft
Lot Size0.27 acres
Year Built1913
Stories2
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
ConstructionBrick
BasementFull, Walk-Out Access
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Eat-in Kitchen
Sale & Financing
Listed4/14/2026
Sold Date5/28/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,963
Tax Year2024
Assessed Value$112,587
Parcel #11-47-1200-0004-00-6
Source: SparkMLS
Legal Description
THE E 3.5 RDS OF LOT D CHAMBERLAIN'S PLAT OF SUB OF NW1/4 OF NW1/4 OF SEC 11 T8S R20W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Neil Hackler
Engel & Volkers Shoreline
Frequently Asked Questions about 113 E Locust Street, Three Oaks, MI 49128
What school district is 113 E Locust Street, Three Oaks, MI 49128 in?
Per MLS# 26015551, this property is served by River Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26015551, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26015551, the most recent reported annual property tax for 113 E Locust Street, Three Oaks, MI 49128 is $3,963 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 113 E Locust Street, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 113 E Locust Street, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$4,209
Principal & interest$4,209
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
113 E Locust Street, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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