For Sale
1134 N Graham Road, Saginaw, MI 48609
$1,348,000
MLS # 50195296 (MiRealSource)
3 beds3 bathsBuilt 19935.03 acres
1 / 90
Listing Description
Welcome to one of the most impressive and immaculate luxury homes in all of Saginaw County. Nestled on 5 private acres in sought-after Thomas Township, this custom all-brick estate offers 5,108 square feet of exceptional design, craftsmanship, and elegance. A sprawling split ranch layout and immense architectural details are complemented by soaring vaulted ceilings and expansive windows that flood the home with natural light. The stunning primary suite is a true retreat, featuring its own fireplace, a huge walk-in closet, jet tub, and a spacious walk-in shower. The home includes a sunken living room with fireplace, a family room complete with built-in bar, a bright sunroom with in-floor heating and its own additional bar, and a large office/den/workout room to suit your lifestyle. The main floor laundry adds convenience, while two bonus rooms upstairs provide flexible living space for guests, hobbies, or storage. New boiler plus 2 gas forced air furnace and AC units. Newer garage doors. The possibility for a 4th or even 5th bedroom is there. At the heart of the home is a well-appointed kitchen with stainless steel appliances, perfect for entertaining or everyday living. Step outside to a massive wraparound patio with a built-in bar and grill—ideal for hosting unforgettable parties or relaxing family gatherings. Every detail of the property has been thoughtfully planned, including a heated, drive-thru 5-car attached garage with ceramic floors and a matching 60x40 all-brick detached 6 car garage featuring a small kitchen, half bath, and finished living or bonus space. Beautifully landscaped and meticulously maintained, this one-of-a-kind gem offers the perfect blend of luxury, privacy, and function. With a newer steel roof and skylights, 3.5 bathrooms (5 toilets), and unmatched attention to detail throughout, this is a rare opportunity to own a true estate in one of the area’s most desirable locations.
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Thomas Township in Saginaw built in 1993.
Currently offered at $1,348,000.
Broadband is available with download speeds up to 1,000 Mbps from 6 providers. Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size5.03 acres
Year Built1993
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48609
CountySaginaw
School DistrictHemlock
Construction & Systems
ConstructionBrick
BasementCrawl Space
Garage11 spaces
HeatingForced Air
SewerSeptic Tank
InteriorWet Bar, Ceiling Fan(s)
Sale & Financing
Listed11/30/2025
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Joe Karpuk
RE/MAX New Image
Frequently Asked Questions about 1134 N Graham Road, Saginaw, MI 48609
What school district is 1134 N Graham Road, Saginaw, MI 48609 in?
Per MLS# 50195296, this property is served by Hemlock. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50195296, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 1134 N Graham Road, Saginaw, MI 48609 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1134 N Graham Road, Saginaw, MI 48609 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 1134 N Graham Road, Saginaw, MI 48609?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 1134 N Graham Road, Saginaw, MI 48609. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$8,743
Principal & interest$8,743
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
6 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1134 N Graham Road, Saginaw, MI 48609
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Municipality
Thomas Township
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