For Sale
3690 N River Road, Saginaw, MI 48623
$220,000
MLS # 50202849 (MiRealSource)
4 beds1 bathBuilt 19590.65 acres
1 / 57
Listing Description
Here is a pie shaped piece of country to call home. Brick home built in 1959 offers a beautiful view of the river, with 1369 square feet of comfortable living space. Four bedrooms, 1.5 baths, fireplace, all appliances remain. Lower level equipped with B-Dry system, newer hvac system. Patio access from Family room & kitchen is convenient for outdoor dining. Schedule a showing to see this Thomas Twp home in the Freeland Community School District.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Thomas Township in Saginaw built in 1959.
Listed at $220,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.65 acres
Year Built1959
Location
CitySaginaw
MunicipalityThomas Twp
Zip Code48623
CountySaginaw
School DistrictFreeland
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
SewerPublic
Sale & Financing
Listed3/29/2026
Original Price$235,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #28-12-3-10-1030-000
Source: SparkMLS
Legal Description
BEG ON A PT IN C L OF N RIVER RD 987.5 FT NW LY FROM INTERSECTION OF C L OF N ARIVER RD WITH E SEC LINE OF SEC 10 GOVT OUT LOTS 2&3 T12N R3E TH NE LY ALONG THE N LY LINE OF TH SW LY & PAR.TO S LINE OF LOT 7 OF SD UNRECORDED PLAT & 100 FT NW LY THEREFROM 428 FT TO C L OF N RIVER RD TH NW LY ON C L OF N RIVER RD TO PLACE OF BEG. ALSO KNOWN AS LOT 8 OF MCINNIS PLAT UNRECORDED. 0.71 ACRE SEC 10 T12N R
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mark McKnight
Century 21 Signature Realty
Frequently Asked Questions about 3690 N River Road, Saginaw, MI 48623
What school district is 3690 N River Road, Saginaw, MI 48623 in?
Per MLS# 50202849, this property is served by Freeland. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50202849, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 3690 N River Road, Saginaw, MI 48623 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3690 N River Road, Saginaw, MI 48623 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Thomas Twp police department or the Saginaw County sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3690 N River Road, Saginaw, MI 48623
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Municipality
Thomas Township
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