For Sale
114 W Sprague Street, Homer, MI 49245
$159,900
MLS # 26030093 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,180 sqftBuilt 19000.2 acres
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Listing Description
Welcome home to this 3-bedroom, 1 bath two story home in the heart of the Village of Homer! Situated on a quiet street with convenient access to M-60, this move in ready home offers small town living with an easy commute. Enjoy the welcoming and inviting 3 seasons front porch and the spacious dining area and large kitchen for entertaining. The roomy main floor bathroom and laundry add everyday convenience. A versatile bonus room could serve as a main level den, office, tiny 4th bedroom or even an oversized pantry. Outside, the peaceful, shady backyard includes a deck and a storage shed. Recent updates include newer floors and a newer water heater. Pre-Title through American Title. BATVAI
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,180 sq ft home in Homer Township in Homer built in 1900.
Currently offered at $159,900 (about $136/sq ft).
Property tax estimate: $1,484 per year ($124/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,180 sqft
Lot Size0.2 acres
Year Built1900
Stories2
Location
CityHomer
MunicipalityHomer Vllg
Zip Code49245
CountyCalhoun
School DistrictHomer
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementCrawl Space, Michigan Basement
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,484
Tax Year2025
Assessed Value$54,460
Parcel #43-120-156-00
Source: SparkMLS
Legal Description
ORIGINAL PLAT LOT 234.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jennifer Ferris
RE/MAX Mid-Michigan R.E.
Frequently Asked Questions about 114 W Sprague Street, Homer, MI 49245
Which school district serves 114 W Sprague Street, Homer, MI 49245?
Per MLS# 26030093, 114 W Sprague Street, Homer, MI 49245 is in the Homer boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Homer directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26030093, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 114 W Sprague Street, Homer, MI 49245?
Per public tax records, annual property taxes for this property are $1,484 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 114 W Sprague Street, Homer, MI 49245 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 114 W Sprague Street, Homer, MI 49245 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 114 W Sprague Street, Homer, MI 49245?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Homer Vllg police department or the Calhoun County sheriff's office.
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Monthly payment$1,037
Principal & interest$1,037
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
114 W Sprague Street, Homer, MI 49245
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Municipality
Homer Township
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County
Jackson County
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