Sold
116 E First Street, Charlotte, MI 48813
Sold on 05/22/2026 for$180,000
MLS # 294529 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 18500.16 acres
1 / 30
Listing Description
**OFFERS ARE DUE BY 6 PM SUN 3/22/26.** 116 E First St, a charming residence in the heart of Charlotte. This property offers 3 bedrooms and 1.5 bathrooms, with 1 bedroom and a half-bath on the first floor and 2 bedrooms plus a full bathroom on the second floor. It has been tastefully updated throughout, including the kitchen, both bathrooms, the windows, and the mechanical systems. The spacious eat-in kitchen features ample counter space and cabinets, including soft-close drawers. There is a first-floor laundry room and mudroom. Built with 2x6 framing and extra insulation to help keep your energy bills low. Enjoy the large enclosed front porch and the fenced backyard. A detached garage and shed provide additional storage. Schedule your private showing today! The refrigerator is reserved., View: Neighborhood
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Charlotte in Charlotte built in 1850.
Closed at $180,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.16 acres
Year Built1850
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding
BasementFull
Garage1 space
SewerPublic
InteriorLaminate Floor
Sale & Financing
Listed3/17/2026
Sold Date5/21/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Gary Naeyaert
EXIT Realty Home Partners
Frequently Asked Questions about 116 E First Street, Charlotte, MI 48813
Is 116 E First Street, Charlotte, MI 48813 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 116 E First Street, Charlotte, MI 48813 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
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Monthly payment$1,135
Principal & interest$1,135
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
116 E First Street, Charlotte, MI 48813
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Municipality
Charlotte
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