For Sale
11782 Ridge Water Drive NE, Sparta, MI 49345
$489,900
MLS # 26031737 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,710 sqftBuilt 20160.69 acres
1 / 46
Listing Description
Beautiful 4-bedroom, 3-bath walkout ranch offering fresh paint and new flooring throughout. Enjoy a fully fenced backyard with access to the neighborhood pond, providing the perfect setting for outdoor entertaining and relaxation. The walkout lower level features, bedroom/bath, rec space, and a framed room ready to be finished as a 5th bedroom, home office, or hobby space adding instant equity and flexibility for future needs. Conveniently located with quick access to US-131 and downtown Grand Rapids. Friendly neighborhood atmosphere with community gatherings and annual Fourth of July celebrations make this a place you'll love to call home.
Source: SparkMLS
About this home
Located in Algoma Township in Sparta, this property offers 4-bedroom, 3-bath, 2,710 sq ft, with original construction dating to 2016.
Listed at $489,900 (about $181/sq ft).
Estimated annual property tax: $5,051, or about $421 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,710 sqft
Lot Size0.69 acres
Year Built2016
Stories1
Location
CitySparta
MunicipalityAlgoma Twp
Zip Code49345
CountyKent
School DistrictCedar Springs
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Pantry
Sale & Financing
Listed6/30/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$350 / Annually
IncludesTrash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,051
Tax Year2026
State Equalized Value$215,000
Taxable Value$174,411
Assessed Value$174,411
Parcel #410610451004
Source: Public Records
Legal Description
UNIT 16 * RIDGE WATER ESTATES II
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Karla J Karamol
RE/MAX United (Main)
Frequently Asked Questions about 11782 Ridge Water Drive NE, Sparta, MI 49345
What school district is 11782 Ridge Water Drive NE, Sparta, MI 49345 in?
Per MLS# 26031737, this property is served by Cedar Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26031737, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031737, the most recent reported annual property tax for 11782 Ridge Water Drive NE, Sparta, MI 49345 is $5,051 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11782 Ridge Water Drive NE, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11782 Ridge Water Drive NE, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,206
Principal & interest$3,177
HOA$29
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11782 Ridge Water Drive NE, Sparta, MI 49345
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Municipality
Algoma Township
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