For Sale
11797 Crystal Ridge Drive NE, Sparta, MI 49345
$585,000
MLS # 26037864 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,328 sqftBuilt 20170.69 acres
1 / 44
Listing Description
Welcome home to this beautifully maintained ranch in desirable Ridge Water Estates, where comfort, space, and outdoor living come together. Offering over 2,300 finished square feet, this home welcomes you with an open-concept design that is perfect for both everyday living and entertaining. The spacious kitchen flows seamlessly into the living and dining areas, while premium Adura luxury vinyl plank flooring adds warmth and durability throughout the main living spaces. The main level also features three generously sized bedrooms, two full bathrooms, including a private primary suite designed for comfort and convenience. The finished walkout lower level includes a large family room, full bath, and two framed future bedrooms, providing outstanding potential for additional finished living space. Step outside and enjoy your own backyard retreat with a 16x32 above-ground pool, expansive wraparound deck, gazebo, and peaceful pond views. Need room for hobbies, toys, or a workshop? The heated
Source: SparkMLS
About this home
Located in Algoma Township in Sparta, this property offers 3-bedroom, 3-bath, 2,328 sq ft, with original construction dating to 2017.
Asking $585,000 (about $251/sq ft).
Estimated annual property tax: $5,056, or about $421 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,328 sqft
Lot Size0.69 acres
Year Built2017
Stories1
Location
CitySparta
MunicipalityAlgoma Twp
Zip Code49345
CountyKent
School DistrictCedar Springs
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage3 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
HOA
HOA Fee$480 / Annually
IncludesTrash, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$5,056
Tax Year2026
State Equalized Value$219,200
Taxable Value$174,567
Assessed Value$174,567
Parcel #410610451002
Source: Public Records
Legal Description
410610451002 UNIT 14 * RIDGE WATER ESTATES II KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.981 INSTRUMENT NO.20141008-0083823 AMENDED BY REPLAT NO.1 INSTRUMENT NO.20180219-0012576 & AS AMENDED BY INSTRUMENT NO.20191218-0100130 SPLIT/COMBINED ON 11/12/ 2014 FROM 41-06-10-400-061, 41-06-10-400-058;
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Listed for sale
$585,000
More Homes in Algoma Township
Listed by Lance E Engel
Five Star Real Estate (Main)
Frequently Asked Questions about 11797 Crystal Ridge Drive NE, Sparta, MI 49345
What school district is 11797 Crystal Ridge Drive NE, Sparta, MI 49345 in?
Per MLS# 26037864, this property is served by Cedar Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26037864, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26037864, the most recent reported annual property tax for 11797 Crystal Ridge Drive NE, Sparta, MI 49345 is $5,056 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 11797 Crystal Ridge Drive NE, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 11797 Crystal Ridge Drive NE, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Algoma Twp police department or the Kent County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,834
Principal & interest$3,794
HOA$40
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
11797 Crystal Ridge Drive NE, Sparta, MI 49345
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Municipality
Algoma Township
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