For Sale
118 Commercial Street, Chesaning, MI 48616
$220,000
MLS # 20261056201 (Realcomp)
3 beds2 baths1,556 sqftBuilt 19300.74 acres
1 / 32
Listing Description
Welcome home to this meticulously maintained 3-bedroom, 2-bath home in the heart of Chesaning! New Roof was professionally installed in 2022. Ideally located within walking distance to the park, schools, and local restaurants, this property offers the perfect blend of small-town charm and everyday convenience.Situated on an impressive ¾-acre lot, there's plenty of room to relax, garden, or entertain. Inside, you'll find a warm and inviting layout that has been lovingly cared for, while the full basement provides additional living potential with a full bathroom and a dedicated workshop/craft room—ideal for hobbies, storage, or future finishing.Outside, the 2-car detached garage offers ample space for vehicles, tools, and outdoor equipment. Whether you're looking for your first home, more room to grow, or simply a move-in-ready property in a desirable location, this Chesaning gem is one you won't want to miss! Interior photos to be uploaded asap
Source: SparkMLS
About this home
Located in Chesaning Township in Chesaning, this property offers 3-bedroom, 2-bath, 1,556 sq ft, with original construction dating to 1930.
Asking $220,000 (about $141/sq ft).
Estimated annual property tax: $4,102, or about $342 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,556 sqft
Lot Size0.74 acres
Year Built1930
Stories1
Location
CityChesaning
MunicipalityChesaning Vlg
Zip Code48616
CountySaginaw
School DistrictChesaning Union
Construction & Systems
ConstructionAluminum Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Plumbed for Bath
Sale & Financing
Listed7/20/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,102
Parcel #13093160231000
Source: SparkMLS
Legal Description
LOT 5 & THE S 100 FT OF LOT 9 BLK 18 VILLAGE OF CHESANING SEC 16 T09N R3E
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Active
Jul 21, 2026
Listed for sale
$220,000
More Homes in Chesaning Township
Listed by Samantha Broughman
Motivated Real Estate
Frequently Asked Questions about 118 Commercial Street, Chesaning, MI 48616
Which school district serves 118 Commercial Street, Chesaning, MI 48616?
Per MLS# 20261056201, 118 Commercial Street, Chesaning, MI 48616 is in the Chesaning Union boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Chesaning Union directly to confirm enrollment eligibility.
What financing options are available for 118 Commercial Street, Chesaning, MI 48616?
Per MLS# 20261056201, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 118 Commercial Street, Chesaning, MI 48616?
Per public tax records, annual property taxes for this property are $4,102. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 118 Commercial Street, Chesaning, MI 48616 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 118 Commercial Street, Chesaning, MI 48616 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 118 Commercial Street, Chesaning, MI 48616?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chesaning Vlg police department or the Saginaw County sheriff's office.
Map
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
118 Commercial Street, Chesaning, MI 48616
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Municipality
Chesaning Township
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