For Sale
12304 W Ferden Road, Oakley, MI 48649
$579,000
MLS # 201837392
3 beds2 bathsBuilt 190058.72 acres
1 / 70
Listing Description
Welcome to your own country retreat in the heart of Oakley! Situated on nearly 60 acres, this one-of-a-kind property combines comfort, recreation, and space to spread out. The home features 3--possibly 4--bedrooms, 3 bathrooms, and two fireplaces, offering warmth and character throughout. A wrap-around porch and bright sunroom provide beautiful views of the property, while a large indoor swimming pool with sauna and hot tub creates a private, year-round oasis. Several new updates have been made, adding convenience while preserving the home's inviting country charm. Outdoors, you'll find a fenced-in yard, a large pole barn, and an additional 2.5-car garage with plenty of storage and workspace., Age: 31+ Years Approx
Source: SparkMLS
About this home
Located in Chesaning Township in Oakley, this property offers 3-bedroom, 2-bath, with original construction dating to 1900.
Currently offered at $579,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size58.72 acres
Year Built1900
Location
CityOakley
Zip Code48649
CountySaginaw
Sale & Financing
Listed10/1/2025
Original Price$609,000
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tammie Tompkins
CB Schmidt Houghton Lake
Frequently Asked Questions about 12304 W Ferden Road, Oakley, MI 48649
Is 12304 W Ferden Road, Oakley, MI 48649 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 12304 W Ferden Road, Oakley, MI 48649 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$3,755
Principal & interest$3,755
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
12304 W Ferden Road, Oakley, MI 48649
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Municipality
Chesaning Township
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