For Sale
1200 4th Street, Three Rivers, MI 49093
$118,900
MLS # 26031695 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,068 sqftBuilt 19000.19 acres
1 / 10
Listing Description
FHA and RD ready home. Stove and Fridge stay. Front Porch on a corner lot. Main floor laundry with an entry room. One to see.
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,068 sq ft home built in 1900 sits in Three Rivers in Three Rivers.
Listed at $118,900 (about $111/sq ft).
Property tax estimate: $3,317 per year ($276/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,068 sqft
Lot Size0.19 acres
Year Built1900
Stories1
Location
CityThree Rivers
MunicipalityThree Rivers City
Zip Code49093
CountySt. Joseph
School DistrictThree Rivers
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/24/2026
Original Price$188,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,317
Tax Year2025
Assessed Value$42,800
Parcel #05124533900
Source: SparkMLS
Legal Description
Lot 10 BLK 82 SEC 19 T6 S R11W VIL OF LOCKPORT ALSO WITH 1/2 OF VACATED ALLEY BET N & S LOT L NS EXTD AS RECD IN L686-P398 CITY OF THREE RIVERS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tyler Milliman
Tyler Milliman Red Wood Realty
Frequently Asked Questions about 1200 4th Street, Three Rivers, MI 49093
What school district is 1200 4th Street, Three Rivers, MI 49093 in?
Per MLS# 26031695, this property is served by Three Rivers. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26031695, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26031695, the most recent reported annual property tax for 1200 4th Street, Three Rivers, MI 49093 is $3,317 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1200 4th Street, Three Rivers, MI 49093 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1200 4th Street, Three Rivers, MI 49093 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Rivers City police department or the St. Joseph County sheriff's office.
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Monthly payment$771
Principal & interest$771
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1200 4th Street, Three Rivers, MI 49093
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Municipality
Three Rivers
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