Sold
1203 Orchard Avenue, St. Joseph, MI 49085
Sold on 07/08/2026 for$261,000
MLS # 26028980 (Michigan Regional Information Center (MichRIC))
2 beds1 bath896 sqftBuilt 19580.19 acres
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Listing Description
Looking for charm AND location? Do not miss this fantastic 2-bedroom home in St. Joseph City just minutes from several Lake Michigan beaches & the St. Joseph River! Take a short stroll or drive to the vibrant,yet quaint downtown St. Joseph & enjoy several amazing restaurants,boutique shops & the most stunning sunsets right from the bluff! About this wonderful ranch...it features a gorgeous kitchen w/high-end cabinets & quartz counters,a 2-year-old furnace & central a/c,newer plumbing & electrical,replacement windows,brand new carpet (original oak flooring underneath carpet) & more! A front deck perfect for that morning coffee,a rear deck great for entertaining,a dry full basement waterproofed by BDry w/a transferable lifetime warranty, & a 1-car garage complete w/a new garage door opener,keypad & 2 remotes are just a few other perks of this home!Whether as a primary residence or summer getaway,this house is move-in ready & waiting for you! Put it at the top of your list...welcome home!
Source: SparkMLS
About this home
2-bedroom, 1-bath, 896 sq ft home in St Joseph in St. Joseph built in 1958.
This home sold for $261,000 (about $291/sq ft).
Annual property taxes run approximately $3,546 ($296/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area896 sqft
Lot Size0.19 acres
Year Built1958
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/11/2026
Sold Date7/7/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,546
Tax Year2024
Assessed Value$131,500
Parcel #11-76-4580-0013-00-5
Source: SparkMLS
Legal Description
LOT 13 LANGLEY TERRACE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 8, 2026
Sale recorded
$261,000
Jun 12, 2026
Listed for sale
$262,900
More Homes in St Joseph
Listed by Shane E Enders
Coldwell Banker Realty
Frequently Asked Questions about 1203 Orchard Avenue, St. Joseph, MI 49085
What school district is 1203 Orchard Avenue, St. Joseph, MI 49085 in?
Per MLS# 26028980, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26028980, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26028980, the most recent reported annual property tax for 1203 Orchard Avenue, St. Joseph, MI 49085 is $3,546 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1203 Orchard Avenue, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 1203 Orchard Avenue, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1203 Orchard Avenue, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,705
Principal & interest$1,705
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1203 Orchard Avenue, St. Joseph, MI 49085
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Municipality
St Joseph
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