For Sale
124 E Ferry Street, Berrien Springs, MI 49103
$160,000
MLS # 26011286 (Michigan Regional Information Center (MichRIC))
1 bathBuilt 19010.04 acres
1 / 7
Listing Description
Come and check this retail space in the Berrien Springs Village Business District. Building is across from Harding's Supermarket. Plenty of street parking and there is aa public parking lot behind the building. 1920 SF of retail or office space so make your appointment to check it out today.
Source: SparkMLS
About this home
1-bath home in Oronoko Township in Berrien Springs built in 1901.
Asking $160,000.
Estimated annual property tax: $1,086, or about $91 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeCommercial Sale
Property SubtypeRetail
Bathrooms1
Lot Size0.04 acres
Year Built1901
Location
CityBerrien Springs
MunicipalityBerrien Springs Vllg
Zip Code49103
CountyBerrien
School DistrictBerrien Springs
Construction & Systems
ConstructionWood Siding
HeatingForced Air
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected, Electricity Connected
Sale & Financing
Listed3/22/2026
Terms AcceptedConventional, Cash
Source: SparkMLS
Tax Information
Annual Tax$1,086
Tax Year2024
Assessed Value$17,800
Parcel #113203400122029
Source: SparkMLS
Legal Description
On File
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by John M Shail
Coldwell Banker Anchor R.E.
Frequently Asked Questions about 124 E Ferry Street, Berrien Springs, MI 49103
What school district is 124 E Ferry Street, Berrien Springs, MI 49103 in?
Per MLS# 26011286, this property is served by Berrien Springs. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26011286, the seller has indicated this property accepts the following financing types: Conventional, Cash. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26011286, the most recent reported annual property tax for 124 E Ferry Street, Berrien Springs, MI 49103 is $1,086 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 124 E Ferry Street, Berrien Springs, MI 49103 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 124 E Ferry Street, Berrien Springs, MI 49103 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Berrien Springs Vllg police department or the Berrien County sheriff's office.
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Monthly payment$1,038
Principal & interest$1,038
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
124 E Ferry Street, Berrien Springs, MI 49103
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Municipality
Oronoko Township
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