For Sale
1314 Miners Road, St. Joseph, MI 49085
$489,000
MLS # 26038109 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,118 sqftBuilt 19003.15 acres
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Listing Description
Looking for a property with many perks and possibilities? How about 3+ acres, main home with 3 bedrooms, full bath, detached 3 car garage just feet from the homes door. New expansive deck out the back door that steps down to a large concrete pool deck surrounding a sparkling in-ground pool, and Koi pond. Next to the pool decking is a wonderful 14 x 22 building that has water, heat and electric. Use for office, make into a quest area, or pool room. Further back on the property you will find a 40 x 60 pole barn that has concrete flooring, 12 ft doors and electric. Home saw a new roof in 2025. Basement has actual egress steps to outdoor entry/exit. Basement is waiting for your vision to update the past bedroom and space there. With 3+ acres there is room to expand or just enjoy out back.
Source: SparkMLS
About this home
3-bedroom, 1-bath, 1,118 sq ft home in Royalton Township in St. Joseph built in 1900.
Listed at $489,000 (about $437/sq ft).
Estimated annual property tax: $2,109, or about $176 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,118 sqft
Lot Size3.15 acres
Year Built1900
Stories2
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage3 spaces
HeatingForced Air
WaterWell
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorBroadband, Eat-in Kitchen
Sale & Financing
Listed7/22/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,109
Tax Year2026
Assessed Value$88,871
Parcel #11-17-0017-0003-02-1
Source: SparkMLS
Legal Description
BEG AT THE N1/4 PST SEC 17 T5S R18W TH S89DEG43'27"E 198' TH S0DEG29'19"W 693' TH N89DEG43'27"W 198' TH N0DEG29'19"E 693' TO POB
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAPrice & Status History
Jul 23, 2026
Listed for sale
$489,000
More Homes in Royalton Township
Listed by Michael Bingaman
The Shore Real Estate Group
Frequently Asked Questions about 1314 Miners Road, St. Joseph, MI 49085
What school district is 1314 Miners Road, St. Joseph, MI 49085 in?
Per MLS# 26038109, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26038109, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26038109, the most recent reported annual property tax for 1314 Miners Road, St. Joseph, MI 49085 is $2,109 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1314 Miners Road, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1314 Miners Road, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
Map
Mortgage Calculator
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Monthly payment$3,172
Principal & interest$3,172
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1314 Miners Road, St. Joseph, MI 49085
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Municipality
Royalton Township
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