For Sale
1563 Prairie Drive, St. Joseph, MI 49085
$499,999
MLS # 26028525 (Michigan Regional Information Center (MichRIC))
4 beds3 baths3,196 sqftBuilt 20080.41 acres
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Listing Description
Imagine coming home to this warm and inviting 4-bedroom, 3-full bathroom ranch, tucked into one of St. Joseph's most beloved neighborhoods. From the moment you step inside this meticulously maintained home, you'll notice the natural light pouring in through an open-concept layout designed for the way people actually live, with the convenience of main floor laundry and a spacious primary suite with a jetted tub, walk-in shower and water closet. Curl up by the fireplace with a good book on a quiet evening or relax and take your coffee out to the beautiful screened-in back deck, this home has those little details that make everyday life feel a little easier and a lot more enjoyable. The finished basement adds plenty of additional living space along with a fourth bedroom, a full bathroom, and lots of storage with built-in shelves. Welcome home!
Source: SparkMLS
About this home
Located in Royalton Township in St. Joseph, this property offers 4-bedroom, 3-bath, 3,196 sq ft, with original construction dating to 2008.
Currently offered at $499,999 (about $156/sq ft).
Estimated annual property tax: $4,047, or about $337 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area3,196 sqft
Lot Size0.41 acres
Year Built2008
Stories1
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionStone, Vinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/10/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$425 / Annually
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,047
Tax Year2024
Assessed Value$169,972
Parcel #11-17-1800-0037-00-9
Source: SparkMLS
Legal Description
UNIT 37 CONCORD RIDGE LIBER 177 PAGE 1
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Wendy Morauske
Coldwell Banker Anchor R.E.
Frequently Asked Questions about 1563 Prairie Drive, St. Joseph, MI 49085
Which school district serves 1563 Prairie Drive, St. Joseph, MI 49085?
Per MLS# 26028525, 1563 Prairie Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 1563 Prairie Drive, St. Joseph, MI 49085?
Per MLS# 26028525, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1563 Prairie Drive, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,047 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1563 Prairie Drive, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1563 Prairie Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1563 Prairie Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,278
Principal & interest$3,243
HOA$35
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1563 Prairie Drive, St. Joseph, MI 49085
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Municipality
Royalton Township
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