Sold
1329 Margaret Place, St. Joseph, MI 49085
Sold on 07/14/2026 for$379,000
MLS # 26028749 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,737 sqftBuilt 19870.28 acres
1 / 25
Listing Description
Welcome to this beautifully maintained 2-bedroom, 2-bath spacious all-brick ranch nestled in one of St. Joseph's most desirable neighborhoods. The living room opens gracefully to the formal dining area, where generous windows frame a serene, private backyard complete with a patio perfect for entertaining. A stunning brick fireplace anchors the space, adding timeless character, while beautiful light oak hardwood floors flow seamlessly throughout. The updated kitchen impresses with abundant storage, a welcoming dining area and 1st floor laundry. A spacious Owners Suite, w/three closets & gorgeous spa-like bath offers the peaceful escape, you deserve. The second full bath has been thoughtfully refreshed. The large basement rounds out this exceptional home with a generous open area & dedicated mechanical & storage area. Warm, move-in ready, and perfectly located-- just minutes from the shops, restaurants, & waterfront of downtown St. Joseph. It's not just a home it is a Lifestyle.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath, 1,737 sq ft home built in 1987 sits in St Joseph in St. Joseph.
Closed at $379,000 (about $218/sq ft).
Annual property taxes run approximately $5,945 ($495/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Living Area1,737 sqft
Lot Size0.28 acres
Year Built1987
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementCrawl Space, Partial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/10/2026
Sold Date7/13/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,945
Tax Year2025
Assessed Value$148,092
Parcel #11-76-5800-0011-00-9
Source: SparkMLS
Legal Description
LOT 11 PARKVIEW ESTATES
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAPrice & Status History
Jul 14, 2026
Sale recorded
$379,000
Jun 11, 2026
Listed for sale
$369,000
More Homes in St Joseph
Listed by Gary Depa
@properties Christie's International R.E.
Frequently Asked Questions about 1329 Margaret Place, St. Joseph, MI 49085
Which school district serves 1329 Margaret Place, St. Joseph, MI 49085?
Per MLS# 26028749, 1329 Margaret Place, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 1329 Margaret Place, St. Joseph, MI 49085?
Per MLS# 26028749, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1329 Margaret Place, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $5,945 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1329 Margaret Place, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 1329 Margaret Place, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1329 Margaret Place, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,393
Principal & interest$2,393
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1329 Margaret Place, St. Joseph, MI 49085
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Municipality
St Joseph
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