Under Contract
1551 S Windsor Drive, St. Joseph, MI 49085
$270,000
MLS # 26027813 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,344 sqftBuilt 19600.27 acres
1 / 40
Listing Description
Desirable main floor living in this solid brick St. Joe ranch. This great home in a quiet neighborhood is a blank canvas for your vision. Hardwood floors! Large picture window and gas fireplace in living room. Basement offers plenty of storage, laundry area, partially finished rec room with fireplace and a fourth sleeping room (no egress.)
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 3-bedroom, 2-bath, 1,344 sq ft, with original construction dating to 1960.
Listed at $270,000 (about $201/sq ft).
Estimated annual property tax: $2,410, or about $201 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,344 sqft
Lot Size0.27 acres
Year Built1960
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Extra Well
InteriorBroadband
Sale & Financing
Listed6/7/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,410
Tax Year2024
Assessed Value$77,467
Parcel #11-18-3100-0028-00-1
Source: SparkMLS
Legal Description
LOT 28 HICKORY TERRACE
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lars A Petzke
RE/MAX by the Lake
Frequently Asked Questions about 1551 S Windsor Drive, St. Joseph, MI 49085
What school district is 1551 S Windsor Drive, St. Joseph, MI 49085 in?
Per MLS# 26027813, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26027813, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027813, the most recent reported annual property tax for 1551 S Windsor Drive, St. Joseph, MI 49085 is $2,410 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1551 S Windsor Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1551 S Windsor Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$1,751
Principal & interest$1,751
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1551 S Windsor Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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