Sold
16465 28 Mile Road, Ray, MI 48096
Sold on 02/09/2026 for$320,000
MLS # 25058633 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,457 sqftBuilt 19882.07 acres
1 / 48
Listing Description
Welcome to this inviting 3-bedroom, 2-bath ranch built in 1988 and set on 2.066 peaceful acres at 16465 28 Mile Road in the Romeo Community School District. This well-maintained, natural light-filled home offers comfortable one-level living with a spacious layout, first-floor laundry, and an attached 2-car garage. Enjoy a skylight in the office/cozy living area, along with the ability to view nature out every window in the home, creating a warm and relaxing atmosphere throughout. The unfinished basement is ready for your personal touch, offering endless possibilities for added living space, storage, or recreation. there is only one load bearing wall for an even more open concept effect if wanted.The large lot provides a wonderful sense of privacy and plenty of room to enjoy outdoor activities, gardening, or simply the peaceful surroundings. The location places you close to local amenities such as the Macomb Orchard Trail for biking and walking, Wolcott Mill Metropark with its natural
Source: SparkMLS
About this home
Located in Ray Township in Ray, this property offers 3-bedroom, 2-bath, 1,457 sq ft, with original construction dating to 1988.
Closed at $320,000 (about $220/sq ft).
Annual property taxes run approximately $2,886 ($240/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 7 providers. Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,457 sqft
Lot Size2.07 acres
Year Built1988
Stories1
Location
CityRay
MunicipalityRay Twp
Zip Code48096
CountyMacomb
School DistrictRomeo
Construction & Systems
StyleRanch
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingBaseboard
WaterWell
SewerSeptic Tank
Sale & Financing
Listed11/18/2025
Sold Date2/8/2026
Original Price$379,800
Terms AcceptedCash, Conventional
Concessions$10,250
Source: SparkMLS
Tax Information
Annual Tax$2,886
Tax Year2025
Assessed Value$103,054
Parcel #21-05-19-400-022
Source: SparkMLS
Legal Description
SEC 19 COM AT SE COR SEC 19;TH N89*03'12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Aaron Siepierski
@properties Christie's Int'l
Frequently Asked Questions about 16465 28 Mile Road, Ray, MI 48096
What school district is 16465 28 Mile Road, Ray, MI 48096 in?
Per MLS# 25058633, this property is served by Romeo. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25058633, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25058633, the most recent reported annual property tax for 16465 28 Mile Road, Ray, MI 48096 is $2,886 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 16465 28 Mile Road, Ray, MI 48096 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 16465 28 Mile Road, Ray, MI 48096 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 16465 28 Mile Road, Ray, MI 48096?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 16465 28 Mile Road, Ray, MI 48096. The maximum advertised download speed is 2.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,269
Principal & interest$2,269
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Internet
Download
2 Gbps
Upload
250 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatellite
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
16465 28 Mile Road, Ray, MI 48096
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Municipality
Ray Township
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County
Macomb County
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