Sold
178 40th Street, Allegan, MI 49010
Sold on 12/19/2025 for$360,000
MLS # 25056896 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,300 sqftBuilt 19840.9 acres
1 / 60
Listing Description
Experience the serenity of this nearly of nearly 1 acre setting on the very peaceful Little Eagle Lake. Beautifully updated home with over 2000 SqFt of living space which features ah abundance of natural light and wonderful views of the lake. You are welcomed home by the large living room with vaulted ceilings and an attractive gas fireplace plus a wall of windows. Nicely remodeled kitchen has ample counter and cabinet space. Formal dinning room flows nicely from the kitchen. Spacious primary bedroom suite highlight the 3 bedrooms all of which are good sized. Light and bright with lower level has a large family room and 3rd full bathroom. Laundry completes the main level. Enjoy this spectacular setting from the covered deck and large patio. Plus their is a large storage shed.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 2,300 sq ft home in Cheshire Township in Allegan built in 1984.
Final sale price: $360,000 (about $157/sq ft).
Property tax estimate: $3,266 per year ($272/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,000 Mbps across 5 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,300 sqft
Lot Size0.9 acres
Year Built1984
Stories1
Location
CityAllegan
MunicipalityCheshire Twp
Zip Code49010
CountyAllegan
School DistrictBloomingdale
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Cable Available, Cable Connected
InteriorGarage Door Opener
Sale & Financing
Listed11/5/2025
Sold Date12/18/2025
Terms AcceptedCash, VA Loan, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$3,266
Tax Year2024
Assessed Value$93,720
Parcel #03-035-038-00
Source: SparkMLS
Legal Description
COM AT NW COR TH S 1362'TH S 45 DEG E 107.48' TH S 333.31 TH E38' TO POB THE DESC TH E 114' TH S 297.8' TO LITTLE EAGLE LAKE TH S 72 DEG 10' W ALG SD LK 119.74' TH N 322.25' TO POB ALSO COM AT NW OR TH S 136.2' TH S 45 DEG 00' 00'' E 125.45' TH 291.31' TO POB TH E 140' TH S 30' TH W 140' TH N 30' TO POB SEC 35 T1M R14W (07).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jim Hess
Jaqua, REALTORS
Frequently Asked Questions about 178 40th Street, Allegan, MI 49010
What school district is 178 40th Street, Allegan, MI 49010 in?
Per MLS# 25056896, this property is served by Bloomingdale. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25056896, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25056896, the most recent reported annual property tax for 178 40th Street, Allegan, MI 49010 is $3,266 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 178 40th Street, Allegan, MI 49010 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 178 40th Street, Allegan, MI 49010 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 178 40th Street, Allegan, MI 49010?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.0 Gbps. 5 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Cheshire Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,369
Principal & interest$2,369
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatellite
5 providers at this address
Bloomingdale Communications, Inc.Fiber
1 Gbps1 Gbps
StarlinkGSO Satellite
280 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
178 40th Street, Allegan, MI 49010
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Municipality
Cheshire Township
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