Sold
187 Centennial Street, Sparta, MI 49345
Sold on 05/01/2026 for$212,500
MLS # 25032464 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,480 sqftBuilt 19200.06 acres
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Listing Description
Back on Market and now Vacant! Perfect for first-time buyers ready to build equity and make a home their own! Located steps from Sparta Village shops and parks, this charming 3-bedroom home offers updates, character, and tons of potential. Enjoy a bright living room with large windows and a wood-burning fireplace, plus a spacious dining area that flows into a kitchen with updated unfinished cabinets and vinyl plank flooring. A tucked-away water closet can easily become a half bath. Upstairs features three bedrooms, second-floor laundry, a remodeled full bath, and original hardwood floors. The attached garage is currently a workshop but can be converted back to a single stall. The small, low-maintenance yard is perfect for buyers who prefer minimal upkeep, with multiple parks just a short walk away. SOLD AS-IS with room to personalize. Reduced price + Immediate possession = great value.
Source: SparkMLS
About this home
Located in Sparta Township in Sparta, this property offers 3-bedroom, 2-bath, 1,480 sq ft, with original construction dating to 1920.
This home sold for $212,500 (about $144/sq ft).
Annual property taxes run approximately $2,239 ($187/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,480 sqft
Lot Size0.06 acres
Year Built1920
Stories2
Location
CitySparta
MunicipalitySparta Vllg
Zip Code49345
CountyKent
School DistrictSparta
Construction & Systems
StyleColonial, Traditional
ConstructionVinyl Siding
BasementFull, Michigan Basement
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed3/30/2026
Sold Date4/30/2026
Original Price$255,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,239
Tax Year2024
State Equalized Value$89,400
Taxable Value$45,079
Assessed Value$42,575
Parcel #410523103012
Source: Public Records
Legal Description
BEG AT THE SW COR OF LOT 45 TH E 52 FT N 45 FT W 20 FT N 5 FT W 32 FT TH S 50 FT TO BEG * NASH'S 2ND ADD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Cynthia A Kozlowski
Five Star Real Estate (Ada)
Frequently Asked Questions about 187 Centennial Street, Sparta, MI 49345
What school district is 187 Centennial Street, Sparta, MI 49345 in?
Per MLS# 25032464, this property is served by Sparta. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 25032464, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25032464, the most recent reported annual property tax for 187 Centennial Street, Sparta, MI 49345 is $2,239 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 187 Centennial Street, Sparta, MI 49345 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 187 Centennial Street, Sparta, MI 49345 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Sparta Vllg police department or the Kent County sheriff's office.
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Monthly payment$1,491
Principal & interest$1,491
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
187 Centennial Street, Sparta, MI 49345
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Municipality
Sparta Township
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