For Sale
200 Lake Street 3B, St. Joseph, MI 49085
$1,195,000
MLS # 26005200 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,050 sqftBuilt 20070 acres
1 / 52
Listing Description
Discover the pinnacle of waterfront living at Lighthouse Point, St. Joseph's premier gated community. Perfectly positioned where Lake Michigan meets the St. Joseph River, this rare end-unit retreat offers a lifestyle defined by unobstructed water views and close proximity to the best that SW Michigan has to offer. This luxurious condo offers 3 bedrooms and 2 baths, an updated chef's kitchen, expansive walk in closets and your own 40 ft boat slip. You can unwind by the fireplace or host guests on your private balcony with a front row seat to summer concerts at Shadowland Pavilion. Step outside to Silver Beach, downtown boutiques, fine dining, and family favorites like the Silver Beach Carousel and Whirlpool Compass Fountain. Don't just visit - stay. Claim your piece of the good life.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,050 sq ft home in St Joseph in St. Joseph built in 2007.
Currently offered at $1,195,000 (about $583/sq ft).
Property tax estimate: $20,575 per year ($1,715/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms3
Bathrooms2
Living Area2,050 sqft
Year Built2007
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleContemporary
ConstructionBrick, Concrete, Stone
BasementSlab
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Center Island, Eat-in Kitchen
Sale & Financing
Listed2/11/2026
Original Price$1,200,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,100 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$20,575
Tax Year2025
Assessed Value$525,036
Parcel #117647100006001
Source: SparkMLS
Legal Description
Unit 6 Lighthouse Point Condominium Liber 167 Page 1 Consolidating Master Deed Liber 167 Page 213, Marina Slip S-2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kimberly Webb
Realty Executives Instant Equity
Frequently Asked Questions about 200 Lake Street 3B, St. Joseph, MI 49085
Which school district serves 200 Lake Street 3B, St. Joseph, MI 49085?
Per MLS# 26005200, 200 Lake Street 3B, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26005200, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 200 Lake Street 3B, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $20,575 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 200 Lake Street 3B, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 200 Lake Street 3B, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 200 Lake Street 3B, St. Joseph, MI 49085. The maximum advertised download speed is 1.2 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 200 Lake Street 3B, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$8,851
Principal & interest$7,751
HOA$1,100
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1.2 Gbps
Upload
35 Mbps
CableGSO SatelliteLicensed Fixed WirelessSatelliteDSL
7 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
200 Lake Street 3B, St. Joseph, MI 49085
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Municipality
St Joseph
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