For Sale
200 W Locust Street W, Three Oaks, MI 49128
$62,500
MLS # 26012148 (Michigan Regional Information Center (MichRIC))
0.4 acres
1 / 9
Listing Description
Build your dream home on this .4 acre lot in this vibrant and welcoming small town in Michigan. This charming community is full of art galleries cozy cafes and small boutique shops. Close to Lake Michigan beaches, marinas, restaurants, and vineyards. Come build your full time residence or your get away retreat to enjoy this beautiful part of Michigan
Source: SparkMLS
About this home
Listed at $62,500.
Estimated annual property tax: $1,639, or about $137 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size0.4 acres
Location
CityThree Oaks
MunicipalityThree Oaks Vllg
Zip Code49128
CountyBerrien
School DistrictRiver Valley
Construction & Systems
UtilitiesNatural Gas Available, Electricity Available, None
Sale & Financing
Listed3/26/2026
Original Price$65,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,639
Tax Year2025
Assessed Value$32,373
Parcel #11-47-0010-0032-04-0
Source: SparkMLS
Legal Description
SPLIT ON 06/30/2021 FROM 47-0010-0032-01-7; COM AT THE NE COR OF SEC 10 T8S R20W TH W 699.69' TH S00DEG28'43
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Janet E Jacobs
Berrien Property
Frequently Asked Questions about 200 W Locust Street W, Three Oaks, MI 49128
What school district is 200 W Locust Street W, Three Oaks, MI 49128 in?
Per MLS# 26012148, this property is served by River Valley. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26012148, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26012148, the most recent reported annual property tax for 200 W Locust Street W, Three Oaks, MI 49128 is $1,639 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 200 W Locust Street W, Three Oaks, MI 49128 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 200 W Locust Street W, Three Oaks, MI 49128 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Three Oaks Vllg police department or the Berrien County sheriff's office.
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Monthly payment$405
Principal & interest$405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
200 W Locust Street W, Three Oaks, MI 49128
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Municipality
Three Oaks Township
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